Track current and weekly average personal loan rates in Iowa, view interactive rate trend charts, and compare local IA aprs against the national average.
Personal Loan rates in Iowa rose 1.227 this week, pushing the Personal Loan average to 11.796%, up from 10.569% last week.
At 11.796%, Iowa’s average sits 0.715 above the current national average of 11.082%. This above-average spread may reflect local market conditions or regional lender competition in IA.
The Iowa personal loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com