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Low Mortgage Rates Increase Refinance Activity

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Extremely low refinance rates are fueling refinance demand as homeowners take advantage of rates that are better than expected. In Freddie Mac's First Quarter of 2015 Refinance Report, refinance loans accounted for 63 percent of all single family home loan originations.

Mortgage rates are still low, historically speaking, though rates increased this past week. Today's mortgage rates on 30 year loans are averaging 3.87 percent, up from the prior week's average 30 year rate of 3.78 percent. Despite the increase, 30 year mortgage rates are still only 0.50 percent higher than the all-time record low of 3.35 percent set in May 2013.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/19/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
3.000%
3.000%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at -0.125 pts
60 day lock rate
Est payment: $1,265
Fees in APR: ($534)
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/19/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.938%
2.938%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at -0.125 pts
60 day lock rate
Est payment: $1,655
Fees in APR: ($303)
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.375%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at -0.125 pts
30 day lock rate
Est payment: $1,572
Fees in APR: ($189)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.642%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.000 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $458
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.375%
2.375%
USD
First Internet Bank Logo
20 years Fixed
NMLS # 424182
09/19/2021
at -0.250 pts
45 day lock rate
Est payment: $1,572
Fees in APR: ($762)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.194%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/19/2021
at 2.625 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $7,947
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.381%
2.250%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/19/2021
at 1.750 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $5,271
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.875%
2.875%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/19/2021
at -0.250 pts
30 day lock rate
Est payment: $1,646
Fees in APR: ($810)
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.859%
2.812%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 0.375 pts
60 day lock rate
Est payment: $1,636
Fees in APR: $1,275
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.698%
2.625%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/19/2021
at 0.625 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $2,004
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.323%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 0.625 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $2,049
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.831%
2.750%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 0.750 pts
60 day lock rate
Est payment: $1,627
Fees in APR: $2,214
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.572%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.500 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $1,994
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.673%
2.625%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/19/2021
at 0.500 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $1,317
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.296%
2.250%
USD
First Internet Bank Logo
20 years Fixed
NMLS # 424182
09/19/2021
at 0.375 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $1,272
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.816%
2.750%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/19/2021
at 0.875 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $2,565
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.792%
2.750%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $1,143
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.071%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/19/2021
at 2.375 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $6,978
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.203%
2.000%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/19/2021
at 1.500 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $4,374
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.987%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 1.500 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $5,135
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.103%
1.875%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/19/2021
at 1.625 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $4,938
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.161%
2.000%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 1.125 pts
60 day lock rate
Est payment: $1,931
Fees in APR: $3,471
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.905%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 1.125 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $3,354
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.138%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/19/2021
at 1.000 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $2,976
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.700%
2.500%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 1.000 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.221%
1.990%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/19/2021
at 1.625 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $4,977
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.290%
1.990%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 1.750 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $6,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.197%
1.875%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/19/2021
at 2.375 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $6,975
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.607%
2.500%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/19/2021
at 1.000 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $2,964
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.251%
1.875%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/19/2021
at 2.500 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $8,170
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.130%
1.812%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 2.250 pts
60 day lock rate
Est payment: $1,905
Fees in APR: $6,900
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.325%
1.990%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 2.000 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.284%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/19/2021
at 1.750 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $6,136
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.137%
1.875%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 1.875 pts
60 day lock rate
Est payment: $1,914
Fees in APR: $5,667
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_ARM_5YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.000%
2.000%
USD
First Internet Bank Logo
5 years ARM
NMLS # 424182
09/19/2021
at -0.250 pts
45 day lock rate
Est payment: $1,109
Fees in APR: ($729)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_20YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.248%
2.125%
USD
First Internet Bank Logo
20 years Fixed
NMLS # 424182
09/19/2021
at 1.125 pts
45 day lock rate
Est payment: $1,536
Fees in APR: $3,459
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.261%
2.062%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at 1.000 pts
60 day lock rate
Est payment: $2,769
Fees in APR: $2,907
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.254%
2.000%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at 1.250 pts
60 day lock rate
Est payment: $2,761
Fees in APR: $3,723
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.083%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 1.500 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $4,916
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.912%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 0.750 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $2,385
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.069%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.750 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $2,840
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.081%
2.000%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $2,761
Fees in APR: $1,188
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.283%
2.188%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at 0.500 pts
60 day lock rate
Est payment: $2,786
Fees in APR: $1,389
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.274%
1.938%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at 1.625 pts
60 day lock rate
Est payment: $2,753
Fees in APR: $4,932
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.306%
1.812%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at 2.375 pts
60 day lock rate
Est payment: $2,736
Fees in APR: $7,293
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_ARM_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.422%
2.375%
USD
First Internet Bank Logo
10 years ARM
NMLS # 424182
09/19/2021
at 0.625 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $1,890
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.330%
2.250%
USD
First Internet Bank Logo
10 years ARM
NMLS # 424182
09/19/2021
at 1.125 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $3,219
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.242%
2.125%
USD
First Internet Bank Logo
10 years ARM
NMLS # 424182
09/19/2021
at 1.625 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $4,731
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.514%
2.500%
USD
First Internet Bank Logo
10 years ARM
NMLS # 424182
09/19/2021
at 0.250 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $564
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.625%
2.625%
USD
First Internet Bank Logo
10 years ARM
NMLS # 424182
09/19/2021
at -0.375 pts
45 day lock rate
Est payment: $1,205
Fees in APR: ($1,209)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_7YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.125%
2.125%
USD
First Internet Bank Logo
7 years ARM
NMLS # 424182
09/19/2021
at 0.000 pts
45 day lock rate
Est payment: $1,128
Fees in APR: ($3)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_ARM_7YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.017%
2.000%
USD
First Internet Bank Logo
7 years ARM
NMLS # 424182
09/19/2021
at 0.250 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $702
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.059%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.125 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $1,007
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.884%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $2,744
Fees in APR: $129
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.785%
2.625%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 1.500 pts
60 day lock rate
Est payment: $1,609
Fees in APR: $4,401
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.552%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/19/2021
at 1.625 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,923
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.702%
2.500%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 1.875 pts
60 day lock rate
Est payment: $1,590
Fees in APR: $5,601
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.279%
2.125%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 1.500 pts
30 day lock rate
Est payment: $1,536
Fees in APR: $4,323
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.525%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/19/2021
at 1.375 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,173
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.130%
2.000%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/19/2021
at 0.875 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $2,793
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.636%
2.500%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/19/2021
at 1.250 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $3,777
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.473%
2.250%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 1.875 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $6,251
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.213%
2.000%
USD
First Internet Bank Logo
20 years Fixed
NMLS # 424182
09/19/2021
at 2.000 pts
45 day lock rate
Est payment: $1,518
Fees in APR: $6,006
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_10YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.000%
2.000%
USD
First Internet Bank Logo
10 years Fixed
NMLS # 424182
09/19/2021
at -0.375 pts
45 day lock rate
Est payment: $2,761
Fees in APR: ($1,050)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_10YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.375%
2.375%
USD
CIT Bank Logo
10 years Fixed
NMLS # 541760
09/19/2021
at -0.125 pts
60 day lock rate
Est payment: $2,812
Fees in APR: ($306)
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.125%
2.125%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $2,778
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at -0.500 pts
45 day lock rate
Est payment: $2,778
Fees in APR: ($907)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.438%
2.125%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 2.750 pts
45 day lock rate
Est payment: $1,536
Fees in APR: $8,837
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.629%
2.375%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 2.375 pts
60 day lock rate
Est payment: $1,572
Fees in APR: $7,092
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.604%
2.312%
USD
CIT Bank Logo
20 years Fixed
NMLS # 541760
09/19/2021
at 2.750 pts
60 day lock rate
Est payment: $1,563
Fees in APR: $8,172
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.515%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 1.125 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $3,911
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.018%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.875 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $3,095
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.974%
2.875%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/19/2021
at 1.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $3,829
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.838%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 1.125 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,459
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.592%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,639
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.708%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $3,263
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.846%
2.775%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 0.875 pts
60 day lock rate
Est payment: $1,229
Fees in APR: $2,754
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.940%
2.875%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/19/2021
at 0.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,535
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.819%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 0.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,709
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.593%
2.500%
USD
First Internet Bank Logo
30 years Fixed
NMLS # 424182
09/19/2021
at 1.250 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $3,687
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.811%
2.700%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 1.500 pts
60 day lock rate
Est payment: $1,217
Fees in APR: $4,347
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.765%
2.625%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 1.875 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $5,514
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.168%
2.990%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 1.875 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.304%
3.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 1.875 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $6,875
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.650%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 1.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,933
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.885%
2.750%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/19/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,289
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.864%
2.750%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/19/2021
at 1.500 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $4,464
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.898%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/19/2021
at 1.625 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,815
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.468%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 0.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.039%
2.990%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/19/2021
at 0.625 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $1,899
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.125%
3.125%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/19/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($357)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.140%
3.125%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/19/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $565
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.408%
3.375%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
3.000%
3.000%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at -0.125 pts
60 day lock rate
Est payment: $1,265
Fees in APR: ($534)
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/19/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/19/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.750%
2.750%
USD
First Internet Bank Logo
30 years Fixed
NMLS # 424182
09/19/2021
at -0.375 pts
45 day lock rate
Est payment: $1,225
Fees in APR: ($1,179)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.000%
3.000%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $1,265
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.771%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $800
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.909%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,299
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.322%
3.250%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 0.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $2,750
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.922%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/19/2021
at 0.625 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,836
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.905%
2.875%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 0.375 pts
60 day lock rate
Est payment: $1,245
Fees in APR: $1,155
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.654%
2.625%
USD
First Internet Bank Logo
30 years Fixed
NMLS # 424182
09/19/2021
at 0.375 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $1,134
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.647%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 0.250 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $849
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.024%
3.000%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/19/2021
at 0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: $906
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.516%
2.375%
USD
First Internet Bank Logo
30 years Fixed
NMLS # 424182
09/19/2021
at 1.875 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $5,628
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.773%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 2.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,832
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.809%
2.750%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.934%
2.875%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/19/2021
at 0.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.250%
2.250%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 0.000 pts
60 day lock rate
Est payment: $1,966
Fees in APR: ($30)
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_15YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.000%
2.000%
USD
First Internet Bank Logo
15 years Fixed
NMLS # 424182
09/19/2021
at -0.125 pts
45 day lock rate
Est payment: $1,931
Fees in APR: ($300)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.375%
2.375%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/19/2021
at -0.125 pts
30 day lock rate
Est payment: $1,983
Fees in APR: ($447)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.250%
2.250%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/19/2021
at -0.125 pts
45 day lock rate
Est payment: $1,966
Fees in APR: ($420)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.049%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 0.250 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $1,262
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.224%
2.188%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 0.250 pts
60 day lock rate
Est payment: $1,957
Fees in APR: $765
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.381%
2.250%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/19/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $2,809
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.790%
2.625%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/19/2021
at 0.750 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.179%
2.062%
USD
CIT Bank Logo
15 years Fixed
NMLS # 541760
09/19/2021
at 0.875 pts
60 day lock rate
Est payment: $1,940
Fees in APR: $2,514
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.341%
2.250%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/19/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $1,938
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.157%
2.100%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $1,945
Fees in APR: $1,230
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.297%
2.250%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $999
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.931%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 0.375 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $1,200
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.506%
2.500%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/19/2021
at -0.250 pts
45 day lock rate
Est payment: $2,001
Fees in APR: $127
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.000%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at -0.250 pts
30 day lock rate
Est payment: $1,931
Fees in APR: ($918)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.817%
2.625%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/19/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $7,602
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.579%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at 2.500 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $8,171
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.445%
2.250%
USD
First Internet Bank Logo
30 years Fixed
NMLS # 424182
09/19/2021
at 2.625 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $7,866
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.835%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/19/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,305
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.731%
2.550%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 2.375 pts
60 day lock rate
Est payment: $1,194
Fees in APR: $7,161
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.774%
2.625%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/19/2021
at 2.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,865
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.531%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 2.125 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $6,225
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from CIT Bank
CIT Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111668.gif
300000
Purchase
2.703%
2.500%
USD
CIT Bank Logo
30 years Fixed
NMLS # 541760
09/19/2021
at 2.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,085
Low rates • No hassle • Great service We're ready to help you with one-on-one guidance.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.710%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/19/2021
at 2.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $8,358
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/19/2021
at -0.375 pts
45 day lock rate
Est payment: $1,948
Fees in APR: ($652)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.500%
2.500%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/19/2021
at -0.375 pts
45 day lock rate
Est payment: $2,001
Fees in APR: ($975)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.138%
2.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 3.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $10,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.468%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/19/2021
at 2.875 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,793
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.717%
2.500%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/19/2021
at 2.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,622
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.001%
2.750%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/19/2021
at 2.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.246%
2.125%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/19/2021
at 0.875 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $2,604
 
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Higher home prices the past several years has increased cash-out refinances. Approximately 27 percent of borrowers increased their loan amount when refinancing. Borrowers either cashed out some equity or consolidated loans when refinancing.

During the height of the housing bubble when the home was treated as a piggy bank, 89 percent of borrowers increased their loan amount when refinancing. Even if home prices continue to rise, the percentage of borrowers doing a cash-out refinancing will never be that high again as a result of more stringent loan requirements.

34 percent of borrowers who refinanced in the first quarter refinanced to a shorter loan term. Refinancing to a 15 year loan from a 30 year loan can save tens of thousands, if not hundreds of thousands of dollars with a shorter term loan.

34 percent shortened loan term when refinancing

Mortgage rates today on 15 year conforming loans are averaging 3.01 percent, 86 basis points lower than conforming 30 year rates. If you can afford the higher monthly mortgage payments that come with a shorter term loan, you should seriously consider it for the savings. Unfortunately, many people assume they can't afford the higher monthly payments without actually looking into the numbers to see if it is feasible or worth some belt-tightening adjustments.

The average mortgage interest rate reduction on refinances in the first quarter was 1.2 percent. That translates into an annual savings of about $5,000 in mortgage interest on a $400,000 home loan.

An overwhelming majority of borrowers chose a fixed-rate mortgage when refinancing. More than 95 percent of borrowers choose a fixed-rate mortgage regardless of what their original loan had been. 76 percent of borrowers who had an adjustable loan refinanced into a fixed-rate loan.

Freddie Mac estimates that borrowers who refinanced in the first quarter of 2015 will collectively saved more than $1.4 billion in interest payments over the first year of their new loan.

By the end of 2015, 30 year refinance rates will likely be between 4.50 percent and 5.00 percent. Rates will also continue to increase in 2016 and beyond. If you're considering refinancing your loan, now is the time to do so. Likewise if you're thinking financing the purchase of a home, you should do so before rates move higher.

Not only are mortgage rates moving higher in the coming years, home prices will also continue to rise. The increase in home prices has accelerated recently because of the shortage of homes available for sale. Realtor.com reported home prices are going up faster than they were just a few months ago.

With rates and home prices continuing to increase, now is the time to look closely into your refinancing and purchasing options.
 
Author: Brian McKay
May 2nd, 2015