TotalDirectBank CD Rates

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TotalDirectBank CD RatesTotalDirectBank CD rates are currently some of the best CD rates around on the bank's short-term certificates of deposit. Intermediate and long-term CD rates at TotalDirectBank are competitive but you can find higher rates right now. Current 3-month CD rates from TotalDirectBank are at 1.75 percent. 6-month CD rates are slightly higher at 1.85 percent. The minimum deposit amount to earn these high CD yields is $5,000 and the maximum amount is $500,000. To get the highest CD rates available, compare online rates with TotalDirectBank CD rates.

CD Rates from TotalDirectBank





  • 3 Month 1.75%

  • 6 Month 1.85%

  • 12 Month 2.05%

  • 24 Month 2.10%

  • 36 Month 2.15%

  • 60 Month 2.20%


TotalDirectBank Certificate of Deposit Fine Print



  • Certificate of deposit is automatically renewable

  • Certificates of deposit with terms up to and including 90 days, interest is paid at maturity

  • Certificates of deposit with maturities of 1 year or more, the interest may be paid monthly, quarterly or annually

  • Certificates of deposit with maturities greater than one year, which do not distribute interest otherwise, interest will be compounded and credited to the certificate annually

  • Daily balance method is used to calculate interest

  • Early withdrawal penalty CD accounts with terms of 30 days up to and including six months: Penalty is 1 month of the simple interest earned

  • Early withdrawal penalty CD accounts with terms of six months and up to one year: Penalty is 3 months of the simple interest earned

  • Early withdrawal penalty CD accounts with terms greater than one year: Penalty is 6 months of the simple interest earned


Compare CD rates online with TotalBankDirect CD Rates.
 
Author: Brian McKay
December 12th, 2019