|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TxDot Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
TxDot Credit Union's 6-Month CDs rates are at 2.50%. TxDot Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of TxDot Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 03/24/2026. TxDot Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TxDot Credit Union? Share your experience about TxDot Credit Union by leaving a review below, or read customer reviews before you decide to use TxDot Credit Union. 
TxDot Credit Union CD Rates
TxDot Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TxDot Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TxDot Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TxDot Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TxDot Credit Union
Website
https://www.txdotcu.com
Address
4174 Old Anson Rd,
Abilene, TX 79601
Phone
325-676-8925
Fax
325-676-0560
President
Russell Chapman
CEO
Toni Nelson
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.8261%
Return on Equity (ROE)
4.6290%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
16,672,650
Total Amount of Shares and Deposits
13,582,917
Total Shares and Deposits < 1 Year
12,665,789
Total Shares and Deposits 1 3 Years
917,126
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,582,917
Total Interest Expense (Sum of items 6 8)
153,202
Share Certificates
215
Number of Accounts for Share Drafts
132
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
1,849
All other shares
7
Non Member Deposits
5
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,806,263
Total Liabilities
13,697,317
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TxDot Credit UnionIs TxDot Credit Union a safe place to deposit money?Yes, TxDot Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3034507397995%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TxDot Credit Union operate?TxDot Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TxDot Credit Union?Yes, to access services at TxDot Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TxDot Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TxDot Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TxDot Credit Union offer online and mobile banking?Most modern institutions like TxDot Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.txdotcu.com. Compare to Other Credit Unions
Knox County Employees Credit Union
ILA 1351 Federal Credit Union
Southland Credit Union
Walton County Teachers Federal Credit Union
Gold Credit Union
Cyprus Federal Credit Union
USI Federal Credit Union
Orlando Credit Union
Port of Hampton Roads ILA Federal Credit Union
Cornerstone Community Federal Credit Union
Joliet Firefighters Credit Union
Jackson County Teachers Credit Union
Palisades Federal Credit Union
MADISON COUNTY
CenturyFirst Federal Credit Union
Jefferson County Teachers Credit Union
Crow Wing Power Credit Union
MINUTEMAN
Stoppenbach Credit Union
Marvel City Federal Credit Union
Meriwest Credit Union
|
|||||||||||||||||||||||||||
