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Travis County Credit Union Rates & Review September 2026

Travis County Credit Union's money market rates are at 0.25%. Travis County Credit Union's Personal Loan Rates are as low as 10.49%. Travis County Credit Union's Credit Card Rates are at 12.84%. MonitorBankRates evaluates the financial stability of Travis County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates last updated and verified on 09/12/2026.

Travis County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis County Credit Union? Share your experience about Travis County Credit Union by leaving a review below, or read customer reviews before you decide to use Travis County Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.84%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Travis County Credit Union
Main Office
1101 N Interstate 35
Austin, TX 78702-1901
https://www.tccu.net
Member NCUA

Travis County Credit Union Savings Rates

Product Rate APY View More
Holiday Club 0.15% 0.15%
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.40% 0.40%
Min Balance $100,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Account 0.35% 0.35%
Min Balance $50,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Account 0.30% 0.30%
Min Balance $25,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Account 0.25% 0.25%
Min Balance $2,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Checking Rates

Product Rate APY View More
Other Checking Accounts 3.49% 3.55%
Min Deposit $1,000
Details Maximum Deposit $250,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Other Checking Accounts 3.11% 3.15%
Min Deposit $1,000
Details Maximum Deposit $250,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Other Checking Accounts 2.96% 3.00%
Min Deposit $1,000
Details Maximum Deposit $250,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Other Checking Accounts 2.23% 2.25%
Min Deposit $1,000
Details Maximum Deposit $250,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Other Checking Accounts 2.00% 2.02%
Min Deposit $1,000
Details Maximum Deposit $250,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Other Checking Accounts 0.02% 0.02%
Min Balance $1,500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos - - 3.99%
Details As low as; Rates Subject To Change Without Notice.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Motor Vehicle New and Used Loan - - 3.99% 48 months
Details Loan to Value: 110% of price; APR range: 3.99% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Motor Vehicle New and Used Loan - - 4.99% 66 months
Details Loan to Value: 110% of price; APR range: 4.99% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Motor Vehicle New and Used Loan - - 5.49% 75 months
Details Loan to Value: 110% of price; APR range: 5.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Motor Vehicle New and Used Loan - - 6.24% 84 months
Details Loan to Value: 100% of price; APR range: 6.24% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loan - 36 months - 6.49% 60 months
Details Max Loan: 100% of price; APR range: 6.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
RV/Travel Trailer New and Used Loan - 6.49% 60 months
Details Max Loan: 100% of price; APR range: 6.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Motorcycle, Moped, Scooter New and Used Loan - 6.99% 66 months
Details Max Loan: 100% of price; APR range: 6.99% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Boat Loan - 36 months - 7.24% 120 months
Details Max Loan: 100% of price; APR range: 7.24% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
RV/Travel Trailer New and Used Loan - 7.24% 120 months
Details Max Loan: 100% of price; APR range: 7.24% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Boat Loan - 36 months - 8.24% 180 months
Details Max Loan: 100% of price; APR range: 8.24% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
RV/Travel Trailer New and Used Loan - 8.24% 180 months
Details Max Loan: 100% of price; APR range: 8.24% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Credit Card Rates

Product Rate APR View More
MasterCard - 12.84%
Details fixed; Rates Subject To Change Without Notice.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.49% 36 months
Details APR range: 10.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Signature Loan 11.49% 48 months
Details APR range: 11.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Travis County Credit Union Other Rates

Product Rate Points APY/APR Term View More
AAA Loan - - 9.49% 60 months
Details APR range: 9.49% to 10.49%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Computer, Small Machines Loan - - 7.49% 36 months
Details Loan-to-Value: 80%; APR range: 7.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Vacation/Christmas Loan - - 9.49% 12 months
Details APR range: 9.49% to 17.74%
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Kasasa Cash Checking 1.98% - 2.00%
Min Balance $0
Details Qualifying balance up to $10,000.00
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Share Account 0.05% - 0.05% $100 and above
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Financial Health History

Travis County Credit Union’s Texas Ratio fell from 2.37% in Q2 2023 to 0.84% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.37% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.84% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$43M0.84%5.0A+
December 31, 2025$42M2.16%5.0A+
September 30, 2025$43M2.67%5.0A+
June 30, 2025$42M4.96%5.0A+
March 31, 2025$42M6.18%5.0A
December 31, 2024$42M6.45%5.0A
September 30, 2024$43M2.27%5.0A+
June 30, 2024$41M2.29%5.0A+
March 31, 2024$41M1.55%5.0A+
December 31, 2023$41M5.08%5.0A+
September 30, 2023$42M3.57%5.0A+
June 30, 2023$42M2.37%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Travis County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Travis County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis County Credit Union
Address 1101 N Interstate 35, Austin, TX 78702-1901
Phone 512-477-2641
Fax 512-472-1324
President Wayne Samson
CEO Alicia Quezada
Full-Time Employees 11
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
0.1061%
Return on Equity (ROE)
1.1344%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
42,549,885
Total Amount of Shares and Deposits
38,247,393
Total Shares and Deposits < 1 Year
37,934,100
Total Shares and Deposits 1 3 Years
313,293
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,679,675
Total Uninsured Shares and Deposits > $250K (F+J)
1,679,675
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,567,718
Total Interest Expense (Sum of items 6 8)
39,057
Share Certificates
128
Number of Accounts for Share Drafts
1,469
Number of Accounts for Regular Shares
3,601
All other shares
16
Money Market Shares
74
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,020,575
Total Liabilities
38,568,508
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Travis County Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Travis County Credit Union

How many branches does Travis County Credit Union operate?

Travis County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis County Credit Union?

Yes, to access services at Travis County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis County Credit Union offer online and mobile banking?

Most modern institutions like Travis County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tccu.net.

Current Travis County Credit Union Rates

  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.