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Travis County Credit Union

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Travis County Credit Union Rates & Review March 2026

Q: Is a member application needed to join Travis County Credit Union?

Yes, to access services at Travis County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Travis County Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.63%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.40%. All these rates can be compared to Travis County Credit Union rates. MonitorBankRates evaluates the financial stability of Travis County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.80%. Rates were last updated on 03/29/2026.

Travis County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis County Credit Union? Share your experience about Travis County Credit Union by leaving a review below, or read customer reviews before you decide to use Travis County Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.80%

Excellent Lower than avg

Travis County Credit Union
Main Office

1101 N Interstate 35
Austin, TX 78702 1901

https://www.tccu.net

Travis County Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Vacation/Christmas	-	-	9.49%	12
No additional details. Last Updated 03/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Travis County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Travis County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis County Credit Union

Website https://www.tccu.net

Address 1101 N Interstate 35, Austin, TX 78702 1901

Phone 512-477-2641

Fax 512-472-1324

President Wayne Samson

CEO Alicia Quezada

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.80%

Return on Assets (ROA)

0.4060%

Return on Equity (ROE)

4.4112%

Non-Performing Loans Ratio (NPL)

0.46%

Total Assets

43,073,370

Total Amount of Shares and Deposits

38,831,904

Total Shares and Deposits < 1 Year

38,492,934

Total Shares and Deposits 1 3 Years

236,727

Total Shares and Deposits > 3 Years

102,243

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,253,680

Total Uninsured Shares and Deposits > $250K (F+J)

2,253,680

Total Insured Shares and Deposits > $250K (item 17 less item K)

36,578,224

Total Interest Expense (Sum of items 6 8)

117,319

Share Certificates

135

Number of Accounts for Share Drafts

1,445

Number of Accounts for Regular Shares

3,554

All other shares

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

37,816

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,988,160

Total Liabilities

39,125,776

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Travis County Credit Union

Is Travis County Credit Union a safe place to deposit money?

Yes, Travis County Credit Union is considered a safe financial institution. With a Texas Ratio of 2.795613487454%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Travis County Credit Union operate?

Travis County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis County Credit Union?

Yes, to access services at Travis County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis County Credit Union offer online and mobile banking?

Most modern institutions like Travis County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tccu.net.