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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 EECU Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
EECU Credit Union's 6 Month Business CDs rates are at 4.11%, 6 month Jumbo CDs rates are at 4.11%, Jumbo IRA CDs 12 month rates are at 4.11%, Jumbo IRA CDs 6 month rates are at 4.11%, Standard CDs 12 month rates are at 4.00%. EECU Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of EECU Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.75%. Rates were last updated on 03/23/2026. EECU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EECU Credit Union? Share your experience about EECU Credit Union by leaving a review below, or read customer reviews before you decide to use EECU Credit Union. 
EECU Credit Union CD Rates
EECU Credit Union Savings Rates
EECU Credit Union Money Market Rates
EECU Credit Union Mortgage Rates
EECU Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for EECU Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EECU Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EECU Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
EECU Credit Union
Website
https://www.eecu.org
Address
1617 W 7th St,
Fort Worth, TX 76102
Phone
817-882-0000
Fax
817-882-0215
President
Frank Molinar
CEO
Lonnie Nicholson
Full-Time Employees
412
Part-Time Employees
5
Branch Locations
21
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.75%
Return on Assets (ROA)
1.0538%
Return on Equity (ROE)
8.3778%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
4,502,046,296
Total Amount of Shares and Deposits
3,894,196,394
Total Shares and Deposits < 1 Year
3,621,170,832
Total Shares and Deposits 1 3 Years
217,550,694
Total Shares and Deposits > 3 Years
55,474,866
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
542,767,358
Total Uninsured Shares and Deposits > $250K (F+J)
542,767,358
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,351,429,036
Total Interest Expense (Sum of items 6 8)
73,073,740
Share Certificates
26,370
Number of Accounts for Share Drafts
137,126
IRA KEOGH Accounts
7,094
Number of Accounts for Regular Shares
240,048
All other shares
32,714
Money Market Shares
20,587
Net Income (unless the amount is already included in Undivided Earnings)
6,411,521
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
572,311,538
Total Liabilities
3,939,332,760
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About EECU Credit UnionIs EECU Credit Union a safe place to deposit money?Yes, EECU Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7503587605058%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does EECU Credit Union operate?EECU Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join EECU Credit Union?Yes, to access services at EECU Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, EECU Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, EECU Credit Union provides members with tools to manage their accounts and build a solid financial history. Does EECU Credit Union offer online and mobile banking?Most modern institutions like EECU Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eecu.org. Current EECU Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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