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Armco Credit Union Rates & Review March 2026

Armco Credit Union's savings rates are at 0.10%. Armco Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Armco Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.40%. Rates were last updated on 03/25/2026.

Armco Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Armco Credit Union? Share your experience about Armco Credit Union by leaving a review below, or read customer reviews before you decide to use Armco Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.40%
Excellent Lower than avg
Armco Credit Union
Armco Employees Credit Union
101 Hollywood Dr
Butler, PA 16001 7607
https://www.armcocu.com
Member NCUA

Armco Credit Union Savings Rates

Product Rate APY View More
Share Savings Account 0.10% 0.10%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Armco Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 1st Lien 5.25% - 5.34% 61-84
Details 0-85% LTV
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 1st Lien 5.25% - 5.37% 0-60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 1st Lien 5.50% - 5.57% 85-120
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 1st Lien 5.75% - 5.80% 121-180
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 2nd Lien 5.75% - 5.87% 0-60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 1st Lien 6.00% - 6.04% 181-240
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 2nd Lien 6.00% - 6.07% 85-120
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 2nd Lien 6.00% - 6.09% 61-84
Details 0-85% LTV
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 2nd Lien 6.25% - 6.30% 121-180
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Home Equity Loan - 2nd Lien 6.50% - 6.54% 181-240
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Armco Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Used Auto Loan - - 6.50% 36
Details 2023-2026
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 6.75% 72
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 7.00% 84
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 7.50% 84
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 7.75% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 8.00% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Used Auto Loan - - 8.25% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Armco Credit Union Credit Card Rates

Product Rate APR View More
VISA - 9.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Armco Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 11.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Armco Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Armco Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Armco Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Armco Credit Union
Address 101 Hollywood Dr, Butler, PA 16001 7607
Phone 724-284-2020
Fax 724-285-6158
President John Gibson Jr
CEO Randall Cypher
Full-Time Employees 98
Part-Time Employees 11
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.40%
Return on Assets (ROA)
0.6556%
Return on Equity (ROE)
5.1633%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
700,537,600
Total Amount of Shares and Deposits
606,904,380
Total Shares and Deposits < 1 Year
606,904,380
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,881,337
Total Uninsured Shares and Deposits > $250K (F+J)
15,881,337
Total Insured Shares and Deposits > $250K (item 17 less item K)
591,023,043
Total Interest Expense (Sum of items 6 8)
9,085,985
Share Certificates
6,446
Number of Accounts for Share Drafts
23,697
IRA KEOGH Accounts
879
Number of Accounts for Regular Shares
45,605
All other shares
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
188,224,553
Total Liabilities
611,282,970
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Armco Credit Union

Is Armco Credit Union a safe place to deposit money?

Yes, Armco Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4004254817943%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Armco Credit Union operate?

Armco Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Armco Credit Union?

Yes, to access services at Armco Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Armco Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Armco Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Armco Credit Union offer online and mobile banking?

Most modern institutions like Armco Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.armcocu.com.

Current Armco Credit Union Rates

  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.