Track current and weekly average auto loan rates in Washington, view interactive rate trend charts, and compare local WA aprs against the national average.
Auto Loan rates in Washington rose 0.290 this week, pushing the New Auto Loan average to 6.016%, up from 5.726% last week.
At 6.016%, Washington’s average sits 0.131 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in WA.
The Washington auto loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com