Track current and weekly average auto loan rates in Texas, view interactive rate trend charts, and compare local TX aprs against the national average.
Auto Loan rates in Texas fell 0.422 this week to 5.691%, down from 6.113% last week.
At 5.691%, Texas’s average sits 0.194 below the current national average of 5.885%. TX borrowers may have a competitive advantage relative to the national market.
The Texas auto loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Mar 31, 2026 • Data provided by MonitorBankRates.com