Track current and weekly average auto loan rates in South Dakota, view interactive rate trend charts, and compare local SD aprs against the national average.
Auto Loan rates in South Dakota rose 1.712 this week, pushing the New Auto Loan average to 7.661%, up from 5.949% last week.
At 7.661%, South Dakota’s average sits 1.777 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in SD.
The South Dakota auto loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Mar 30, 2026 • Data provided by MonitorBankRates.com