Track current and weekly average auto loan rates in Idaho, view interactive rate trend charts, and compare local ID aprs against the national average.
Auto Loan rates in Idaho rose 0.593 this week, pushing the New Auto Loan average to 5.843%, up from 5.250% last week.
At 5.843%, Idaho’s average sits 0.042 below the current national average of 5.885%. ID borrowers may have a competitive advantage relative to the national market.
The Idaho auto loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Mar 30, 2026 • Data provided by MonitorBankRates.com