MonitorBankRates
☰
  1. Home
  2. Auto Loan Rates
  3. California
  4. Trends

California Auto Loan Rate Trends

Track current and weekly average auto loan rates in California, view interactive rate trend charts, and compare local CA aprs against the national average.

New Auto Loan
6.473%
▲ 0.768 this week
As of Apr 1, 2026
Used Auto Loan
6.676%
▲ 0.375 this week
As of Apr 1, 2026

Quick Links

← Shop Auto Loan RatesCompare live California offers. National TrendsView national averages & state map. Request Custom DataContact us for media data pulls.

Current California Auto Loan Rate Trends

Auto Loan rates in California rose 0.768 this week, pushing the New Auto Loan average to 6.473%, up from 5.705% last week.

At 6.473%, California’s average sits 0.589 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in CA.

The California auto loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

California Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

As of Apr 1, 2026 • Data provided by MonitorBankRates.com

Free Data Tools

Use California Auto Loan Rate Data on Your Site, Article, or Social

Free for anyone — journalists, real estate professionals, researchers, universities, and the general public. Rates calculated from 8,500+ U.S. banks and credit unions. Citation required, attribution link optional.

Embed Code

Citation required: Include “Source: MonitorBankRates.com” wherever these rates appear.

About This Widget

Free embeddable iframe widget displaying live weekly average California auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.