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Texas Personal Loan Rate Trends

Track current and weekly average personal loan rates in Texas, view interactive rate trend charts, and compare local TX aprs against the national average.

Personal Loan
11.481%
▲ 1.730 this week
As of Mar 26, 2026
Debt Consolidation
9.702%
▲ 0.359 this week
As of Mar 26, 2026

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Current Texas Personal Loan Rate Trends

Personal Loan rates in Texas rose 1.730 this week, pushing the Personal Loan average to 11.481%, up from 9.752% last week.

At 11.481%, Texas’s average sits 0.391 above the current national average of 11.090%. This above-average spread may reflect local market conditions or regional lender competition in TX.

The Texas personal loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Texas Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

As of Mar 26, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Texas personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.