Track current and weekly average personal loan rates in New York, view interactive rate trend charts, and compare local NY aprs against the national average.
Personal Loan rates in New York rose 0.244 this week, pushing the Personal Loan average to 10.086%, up from 9.842% last week.
At 10.086%, New York’s average sits 1.004 below the current national average of 11.090%. NY borrowers may have a competitive advantage relative to the national market.
The New York personal loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Mar 26, 2026 • Data provided by MonitorBankRates.com