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 University Credit Union Los Angeles, CA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
University Credit Union Los Angeles, CA's savings rates are at 0.15%. University Credit Union Los Angeles, CA's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of University Credit Union Los Angeles, CA with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.35%. Rates were last updated on 03/15/2026. University Credit Union Los Angeles, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University Credit Union Los Angeles, CA? Share your experience about University Credit Union Los Angeles, CA by leaving a review below, or read customer reviews before you decide to use University Credit Union Los Angeles, CA. University Credit Union Los Angeles, CA
Westwood HQ 1500 S Sepulveda Blvd
https://www.ucu.org Los Angeles, CA 90025 
University Credit Union Los Angeles, CA Savings Rates
University Credit Union Los Angeles, CA Checking Rates
University Credit Union Los Angeles, CA Credit Card Rates
University Credit Union Los Angeles, CA Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University Credit Union Los Angeles, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University Credit Union Los Angeles, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University Credit Union Los Angeles, CA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University Credit Union Los Angeles, CA
Website
https://www.ucu.org
Address
1500 S Sepulveda Blvd,
Los Angeles, CA 90025
Phone
800-828-4510
Fax
President
Norma Iadevaia
CEO
Estela Nagahashi
Full-Time Employees
120
Part-Time Employees
4
Branch Locations
4
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.35%
Return on Assets (ROA)
-0.0144%
Return on Equity (ROE)
-0.1623%
Non-Performing Loans Ratio (NPL)
1.58%
Total Assets
1,145,417,313
Total Amount of Shares and Deposits
970,086,345
Total Shares and Deposits < 1 Year
923,344,311
Total Shares and Deposits 1 3 Years
46,308,733
Total Shares and Deposits > 3 Years
433,303
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
156,628,079
Total Uninsured Shares and Deposits > $250K (F+J)
156,628,079
Total Insured Shares and Deposits > $250K (item 17 less item K)
813,458,266
Total Interest Expense (Sum of items 6 8)
13,375,399
Share Certificates
2,098
Number of Accounts for Share Drafts
36,902
IRA KEOGH Accounts
954
Number of Accounts for Regular Shares
62,859
Non Member Deposits
5
Money Market Shares
9,923
Net Income (unless the amount is already included in Undivided Earnings)
-165,357
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,191,310
Total Liabilities
1,044,990,801
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About University Credit Union Los Angeles, CAIs University Credit Union Los Angeles, CA a safe place to deposit money?Yes, University Credit Union Los Angeles, CA is considered a safe financial institution. With a Texas Ratio of 15.351490318795%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does University Credit Union Los Angeles, CA operate?University Credit Union Los Angeles, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University Credit Union Los Angeles, CA?Yes, to access services at University Credit Union Los Angeles, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University Credit Union Los Angeles, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University Credit Union Los Angeles, CA provides members with tools to manage their accounts and build a solid financial history. Does University Credit Union Los Angeles, CA offer online and mobile banking?Most modern institutions like University Credit Union Los Angeles, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucu.org. Current University Credit Union Los Angeles, CA Rates
Retrieved from our database of financial products. Rates subject to change.
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