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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Triangle Credit Union Rates & Review March 2026

Triangle Credit Union's Traditional CDs & IRAs 6 month Special CD rates are at 3.75%, Traditional CDs & IRAs 9 month Special CD rates are at 3.75%, Business 6 month CDs rates are at 3.50%, Traditional CDs & IRAs 13 month Special CD rates are at 3.50%, Traditional CDs & IRAs 30 month Special CD rates are at 3.50%. Triangle Credit Union's savings rates are at 0.00%. Triangle Credit Union's money market rates are at 0.00%. Triangle Credit Union's First Mortgages Fixed rates are at 5.62%, First Mortgages Fixed rates are at 6.00%, 5/1 Year ARM rates are at 5.50%, First Mortgages 5/1 Year ARM rates are at 5.50%, First Mortgages Fixed rates are at 6.24%. Triangle Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Triangle Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.10%. Rates were last updated on 03/15/2026.

Triangle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Triangle Credit Union? Share your experience about Triangle Credit Union by leaving a review below, or read customer reviews before you decide to use Triangle Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.10%
Excellent Lower than avg
Triangle Credit Union
Franklin Street Branch
33 Franklin St
Nashua, NH 03064
https://trianglecu.org
Member NCUA

Triangle Credit Union CD Rates

Product Rate APY Term View More
Traditional Certificates & IRAs 6 month Special Certificate 3.69% 3.75% 6
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 9 month Special Certificate 3.69% 3.75% 9
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business 6 month Certificates 3.45% 3.50% 6 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 13 month Special Certificate 3.45% 3.50% 13
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 30 month Special Certificate 3.45% 3.50% 30
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business 12 month Certificates 3.20% 3.25% 12 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 24-35 month 3.20% 3.25% 35 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 36-59 month 3.20% 3.25% 59 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 60 month 3.20% 3.25% 60
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
18 month Kid's Club/Teen Club Flex Certificates 1.49% 1.50% 18 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 12-23 month 1.00% 1.00% 23 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Traditional Certificates & IRAs 6-11 month 1.00% 1.00% 11 Months
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Savings Rates

Product Rate APY View More
Online Savings 2.47% 2.50%
Min Balance $100,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Online Savings 2.37% 2.40%
Min Balance $250,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Online Savings 2.28% 2.30%
Min Balance $100,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Online Savings 2.23% 2.25%
Min Balance $50,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Online Savings 2.13% 2.15%
Min Balance $50,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Online Savings 1.98% 2.00%
Min Balance $25,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Online Savings 1.88% 1.90%
Min Balance $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Online Savings 0.55% 0.55%
Min Balance $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
IRA Share Savings 0.35% 0.35%
Min Deposit $25
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Kids Club Share Savings 0.25% 0.25%
Min Balance $25
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Minor & Junior Savings 0.25% 0.25%
Min Balance $25
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Regular Share Savings 0.05% 0.05%
Min Balance $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Online Savings - 0.00%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Online Savings - 0.00%
Min Balance $0
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market 2.47% 2.50%
Min Balance $100,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Money Market 2.37% 2.40%
Min Deposit $100
Min Balance $250,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Money Market 2.28% 2.30%
Min Deposit $100
Min Balance $100,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Premier Money Market 2.23% 2.25%
Min Balance $50,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Money Market 2.13% 2.15%
Min Deposit $100
Min Balance $50,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Premier Money Market 1.98% 2.00%
Min Balance $25,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Money Market 1.88% 1.90%
Min Deposit $100
Min Balance $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Money Market 1.09% 1.10%
Min Balance $500,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Premier Money Market 0.55% 0.55%
Min Balance $1,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Money Market 0.45% 0.45%
Min Balance $200,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Money Market 0.10% 0.10%
Min Balance $50,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Money Market 0.05% 0.05%
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Money Market - 0.00%
Min Deposit $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Money Market - 0.00%
Min Balance $0
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Premier Money Market - 0.00%
Min Balance $0
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgages Fixed 5.63% 0 5.74% 15
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
First Mortgages Fixed 6.00% 0 6.10% 20
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
5/1 Year ARM 5.50% 0 6.23% 40 Years
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
First Mortgages 5/1 Year ARM 5.50% 0 6.23% 40
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
First Mortgages Fixed 6.24% 0 6.31% 30
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
3/3 Year ARM 6.00% 0 6.34% 40 Years
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
First Mortgages 3/3 Year ARM 6.00% 0 6.34% 40
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
5/5 Year ARM 6.50% 0 6.85% 40 Years
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
First Mortgages 5/5 Year ARM 6.50% 0 6.85% 40
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Investment Properties 5/5 Year ARM 7.50% 0 7.87% 25
Details LTV 75%
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Business Vehicle Equity Loan 2021 & Newer (90% NADA Value) 9.50% - 9.63% 60
Details Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line 5.99% - 6.23% 15
Details Variable
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Home Equity Line (1-4 Family) 15 Years Variable 5.99% - 6.23% 15
Details Estimated fees total between $850 and $1650.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Home Equity Line 9.50% - 9.79% 15
Details Variable
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Home Equity Line (1-4 Family) 15 Years Variable 9.50% - 9.79% 15
Details Estimated fees total between $850 and $1650.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Home Equity Line 9.99% - 10.10% 15
Details Fixed
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Home Equity Line (1-4 Family) 15 Years Fixed 9.99% - 10.10% 15
Details Estimated fees total between $850 and $1650.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Investment Properties HELOC 10.25% 0 10.97% 15
Details LTV 75%
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinance Special - - 4.99% 66
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Credit Card Rates

Product Rate APR View More
Premier Advantage Visa Credit Card - 12.50%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Membership Rewards Visa - 15.50%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Triangle Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans 10.99% 10.99%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Personal Loans 11.49% 11.49%
Details Must have a Better Checking account.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%
Personal Loans 11.99% 11.99%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Triangle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Triangle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Triangle Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Triangle Credit Union
Address 33 Franklin St, Nashua, NH 03064
Phone 603-889-2470
Fax 603-883-7120
President Margo Compagna
CEO Arlan MacKnight
Full-Time Employees 147
Part-Time Employees 9
Branch Locations 8
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.10%
Return on Assets (ROA)
0.5150%
Return on Equity (ROE)
6.1508%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
857,382,491
Total Amount of Shares and Deposits
701,282,448
Total Shares and Deposits < 1 Year
673,543,750
Total Shares and Deposits 1 3 Years
23,452,052
Total Shares and Deposits > 3 Years
4,286,646
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
62,402,100
Total Uninsured Shares and Deposits > $250K (F+J)
62,402,100
Total Insured Shares and Deposits > $250K (item 17 less item K)
638,880,348
Total Interest Expense (Sum of items 6 8)
11,392,755
Share Certificates
5,750
Number of Accounts for Share Drafts
29,776
IRA KEOGH Accounts
1,039
Number of Accounts for Regular Shares
66,358
Money Market Shares
977
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,062,842
Total Liabilities
787,919,723
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Triangle Credit Union

Is Triangle Credit Union a safe place to deposit money?

Yes, Triangle Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1031146605663%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Triangle Credit Union operate?

Triangle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Triangle Credit Union?

Yes, to access services at Triangle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Triangle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Triangle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Triangle Credit Union offer online and mobile banking?

Most modern institutions like Triangle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://trianglecu.org.

Current Triangle Credit Union Rates

  • 12-Month CD1.00%
  • 18-Month CD1.50%
  • 24-Month CD1.00%
  • 60-Month CD3.25%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.