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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TEG Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
TEG Federal Credit Union's Share & IRA CDs 12 month rates are at 3.50%, Share & IRA CDs 24 month rates are at 3.45%, Share & IRA CDs 36 month rates are at 3.35%, Share & IRA CDs 48 month rates are at 3.00%, Share & IRA CDs 60 month rates are at 3.00%. TEG Federal Credit Union's savings rates are at 0.05%. TEG Federal Credit Union's money market rates are at 0.15%. TEG Federal Credit Union's 5/6 SOFR ARM rates are at 5.38%, 7/6 SOFR ARM rates are at 5.62%, 30 Year Fixed rates are at 6.00%, 20 Year Fixed rates are at 6.00%, 15 Year Fixed rates are at 6.00%. TEG Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of TEG Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.72%. Rates were last updated on 03/21/2026. TEG Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEG Federal Credit Union? Share your experience about TEG Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TEG Federal Credit Union. 
TEG Federal Credit Union CD Rates
TEG Federal Credit Union Savings Rates
TEG Federal Credit Union Money Market Rates
TEG Federal Credit Union Mortgage Rates
TEG Federal Credit Union Home Equity & HELOC
TEG Federal Credit Union Auto Loan Rates
TEG Federal Credit Union Credit Card Rates
TEG Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TEG Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEG Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TEG Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TEG Federal Credit Union
Website
http://tegfcu.com
Address
1 Commerce St,
Poughkeepsie, NY 12603
Phone
845-452-7323
Fax
President
Walter Behrman
CEO
Ronald Flaherty
Full-Time Employees
122
Part-Time Employees
2
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.72%
Return on Assets (ROA)
0.5453%
Return on Equity (ROE)
6.2230%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
480,074,420
Total Amount of Shares and Deposits
419,106,643
Total Shares and Deposits < 1 Year
345,021,201
Total Shares and Deposits 1 3 Years
56,069,670
Total Shares and Deposits > 3 Years
18,015,773
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
30,299,712
Total Uninsured Shares and Deposits > $250K (F+J)
30,299,712
Total Insured Shares and Deposits > $250K (item 17 less item K)
388,806,931
Total Interest Expense (Sum of items 6 8)
5,018,434
Share Certificates
3,342
Number of Accounts for Share Drafts
19,526
IRA KEOGH Accounts
1,266
Number of Accounts for Regular Shares
35,974
Non Member Deposits
2
Money Market Shares
1,997
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,991,161
Total Liabilities
439,762,775
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TEG Federal Credit UnionIs TEG Federal Credit Union a safe place to deposit money?Yes, TEG Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7234202296852%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TEG Federal Credit Union operate?TEG Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TEG Federal Credit Union?Yes, to access services at TEG Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TEG Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TEG Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TEG Federal Credit Union offer online and mobile banking?Most modern institutions like TEG Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://tegfcu.com. Current TEG Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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