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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Superior Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Superior Credit Union's Regular CDs & IRA CDs 60 month rates are at 3.85%, Regular CDs & IRA CDs 48 month rates are at 3.75%, Regular CDs & IRA CDs 36 month rates are at 3.70%, Regular CDs & IRA CDs 18 month rates are at 3.65%, Regular CDs & IRA CDs 24 month rates are at 3.65%. Superior Credit Union's savings rates are at 0.00%. Superior Credit Union's money market rates are at 0.00%. Superior Credit Union's 15 Year Conventional rates are at 5.62%, 30 Year Conventional rates are at 6.25%, VA Home Loan rates are at 6.50%, FHA Home Loan rates are at 6.62%. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 03/15/2026. Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union. 
Superior Credit Union CD Rates
Superior Credit Union Savings Rates
Superior Credit Union Money Market Rates
Superior Credit Union Checking Rates
Superior Credit Union Mortgage Rates
Superior Credit Union Home Equity & HELOC
Superior Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Superior Credit Union
Website
https://www.superiorcu.com
Address
4230 ELIDA RD,
LIMA, OH 45807
Phone
419-879-3541
Fax
419-227-5258
President
James Bacome
CEO
Phillip Buell
Full-Time Employees
257
Part-Time Employees
23
Branch Locations
26
ATM Locations
28
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.36%
Return on Assets (ROA)
1.2105%
Return on Equity (ROE)
8.0663%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
1,808,314,939
Total Amount of Shares and Deposits
1,525,455,993
Total Shares and Deposits < 1 Year
1,412,929,364
Total Shares and Deposits 1 3 Years
68,104,623
Total Shares and Deposits > 3 Years
44,422,006
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
123,985,552
Total Uninsured Shares and Deposits > $250K (F+J)
140,809,105
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,384,646,888
Total Interest Expense (Sum of items 6 8)
23,149,603
Share Certificates
12,013
Number of Accounts for Share Drafts
63,986
IRA KEOGH Accounts
3,940
Number of Accounts for Regular Shares
116,079
All other shares
3,676
Non Member Deposits
3
Money Market Shares
13,526
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
64,418,459
Total Liabilities
1,553,470,864
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Superior Credit UnionIs Superior Credit Union a safe place to deposit money?Yes, Superior Credit Union is considered a safe financial institution. With a Texas Ratio of 0.36499820763083%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Superior Credit Union operate?Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Superior Credit Union?Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Superior Credit Union offer online and mobile banking?Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.com. Current Superior Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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