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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
SCA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
SCA's Personal Loan Rates are at 7.75%. MonitorBankRates evaluates the financial stability of SCA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates were last updated on 03/21/2026. SCA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SCA? Share your experience about SCA by leaving a review below, or read customer reviews before you decide to use SCA. 
SCA Home Equity & HELOC
SCA Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SCA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SCA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SCA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SCA
Website
http://shenangochinafcu.com
Address
2656 ELLWOOD RD UNIT 1,
NEW CASTLE, PA 16101
Phone
724-658-2686
Fax
724-658-8155
President
DAVID MEYER
CEO
LORI RHOADES
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.22%
Return on Assets (ROA)
1.0675%
Return on Equity (ROE)
5.4614%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
16,635,345
Total Amount of Shares and Deposits
13,530,420
Total Shares and Deposits < 1 Year
13,530,420
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,826,979
Total Uninsured Shares and Deposits > $250K (F+J)
1,826,979
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,703,441
Total Interest Expense (Sum of items 6 8)
115,192
Share Certificates
95
Number of Accounts for Share Drafts
653
Number of Accounts for Regular Shares
1,886
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,195,931
Total Liabilities
13,463,369
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About SCAIs SCA a safe place to deposit money?Yes, SCA is considered a safe financial institution. With a Texas Ratio of 0.22490493898996%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does SCA operate?SCA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SCA?Yes, to access services at SCA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SCA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SCA provides members with tools to manage their accounts and build a solid financial history. Does SCA offer online and mobile banking?Most modern institutions like SCA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://shenangochinafcu.com. Compare to Other Credit Unions
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