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Red Rock Bank Rates & Review March 2026

You can compare Red Rock Bank rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.90% and 3-month CD rates at 0.50%. Savings rates are at 1.00% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates can be compared to Red Rock Bank rates. MonitorBankRates evaluates the financial stability of Red Rock Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/20/2026.

Red Rock Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red Rock Bank? Share your experience about Red Rock Bank by leaving a review below, or read customer reviews before you decide to use Red Rock Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Red Rock Bank
100 S Main St
Sanborn, MN 56083
https://www.myredrockbank.com
Member FDIC

Red Rock Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.75%
Details As Low As; fixed APR for first 12 months; PLUS up to $250 toward your closing costs!
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Red Rock Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Red Rock Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Red Rock Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Red Rock Bank
Bank Holding Company MIDCOUNTRY ACQUISITION CORP
Address 100 S Main St, Sanborn, MN 56083  ·  Redwood
FDIC Certificate # 1386
Established 11/14/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5804%
Return on Equity (ROE) 5.9600%
Non-Performing Loans (NPL) 0.00%
Total Assets $42,592,000
Total Deposits $37,654,000
Equity Capital $4,603,000
Net Income $-250,000
Headquarters Sanborn
Total Offices 2
Source: FDIC  |  Last Updated 09/30/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Red Rock Bank

Is Red Rock Bank a safe place to deposit money?

Yes, Red Rock Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Red Rock Bank operate?

Red Rock Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Red Rock Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Red Rock Bank provides members with tools to manage their accounts and build a solid financial history.

Does Red Rock Bank offer online and mobile banking?

Most modern institutions like Red Rock Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myredrockbank.com.