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OLATHE Rates & Review March 2026

Q: Is OLATHE a safe place to deposit money?

Yes, OLATHE is considered a safe financial institution. With a Texas Ratio of 17.379321053551%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does OLATHE operate?

OLATHE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join OLATHE?

Yes, to access services at OLATHE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, OLATHE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, OLATHE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 27, 2026

You can compare OLATHE rates to other rates in our database, including 12-month share certificate rates currently at 1.01%, 6-month share certificate rates at 2.52% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to OLATHE rates. MonitorBankRates evaluates the financial stability of OLATHE with a 3.7 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 17.38%. Rates were last updated on 03/27/2026.

OLATHE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OLATHE? Share your experience about OLATHE by leaving a review below, or read customer reviews before you decide to use OLATHE.

Overall Health & Safety Grade

C+

Fair Health Score: 79/100

MonitorBankRates Rating

3.7

Very Good Out of 5.0 Stars

Texas Ratio

17.38%

Good Higher than avg

City Bank & Trust Co. Natchitoches, LA
Olathe Federal Credit Union

314 Main St
Olathe, CO 81425

Current Rate Availability

We do not have OLATHE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for OLATHE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather OLATHE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OLATHE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OLATHE

Website

Address 314 Main St, Olathe, CO 81425

Phone 970-323-5448

Fax 970-323-5512

President Jesus Torres

CEO Nancy Reaksecker

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.7 / 5.0 ★

Overall Health & Safety Grade

C+ (79/100)

Texas Ratio

17.38%

Return on Assets (ROA)

0.5406%

Return on Equity (ROE)

9.1330%

Non-Performing Loans Ratio (NPL)

1.60%

Total Assets

1,538,807

Total Amount of Shares and Deposits

1,447,720

Total Shares and Deposits < 1 Year

1,447,720

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,447,720

Total Interest Expense (Sum of items 6 8)

39,483

Share Certificates

Number of Accounts for Share Drafts

265

Net Income (unless the amount is already included in Undivided Earnings)

8,317

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

315,643

Total Liabilities

1,447,720

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About OLATHE

Is OLATHE a safe place to deposit money?

Yes, OLATHE is considered a safe financial institution. With a Texas Ratio of 17.379321053551%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does OLATHE operate?

OLATHE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OLATHE?

Yes, to access services at OLATHE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OLATHE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OLATHE provides members with tools to manage their accounts and build a solid financial history.

Does OLATHE offer online and mobile banking?

Most modern institutions like OLATHE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.