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LAN FAIR

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LAN FAIR Rates & Review March 2026

Q: Is LAN FAIR a safe place to deposit money?

Yes, LAN FAIR is considered a safe financial institution. With a Texas Ratio of 0.039004449313297%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does LAN FAIR operate?

LAN FAIR currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join LAN FAIR?

Yes, to access services at LAN FAIR, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, LAN FAIR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAN FAIR provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 20, 2026

You can compare LAN FAIR rates to other rates in our database, including 12-month share certificate rates currently at 2.63%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 4.16%. Savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to LAN FAIR rates. MonitorBankRates evaluates the financial stability of LAN FAIR with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.04%. Rates were last updated on 03/20/2026.

LAN FAIR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LAN FAIR? Share your experience about LAN FAIR by leaving a review below, or read customer reviews before you decide to use LAN FAIR.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.04%

Excellent Lower than avg

Bank of Dickson
LAN FAIR FEDERAL CREDIT UNION LANCASTER LOCATION

926 Prestige Blvd
LANCASTER, OH 43130 9669

http://www.lanfairfcu.com

Current Rate Availability

We do not have LAN FAIR rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LAN FAIR is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LAN FAIR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LAN FAIR's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LAN FAIR

Website http://www.lanfairfcu.com

Address 926 Prestige Blvd, LANCASTER, OH 43130 9669

Phone 740-654-2886

Fax 740-654-5011

President DARYL BRICKEY

CEO LAURIE THOMAS

Full-Time Employees 8

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.04%

Return on Assets (ROA)

0.0587%

Return on Equity (ROE)

0.5983%

Non-Performing Loans Ratio (NPL)

0.02%

Total Assets

72,658,828

Total Amount of Shares and Deposits

65,354,377

Total Shares and Deposits < 1 Year

65,061,327

Total Shares and Deposits > 3 Years

293,050

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,105,890

Total Uninsured Shares and Deposits > $250K (F+J)

5,105,890

Total Insured Shares and Deposits > $250K (item 17 less item K)

60,248,487

Total Interest Expense (Sum of items 6 8)

729,695

Share Certificates

916

Number of Accounts for Share Drafts

1,368

Number of Accounts for Regular Shares

4,757

All other shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,620,335

Total Liabilities

65,531,436

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About LAN FAIR

Is LAN FAIR a safe place to deposit money?

Yes, LAN FAIR is considered a safe financial institution. With a Texas Ratio of 0.039004449313297%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LAN FAIR operate?

LAN FAIR currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LAN FAIR?

Yes, to access services at LAN FAIR, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LAN FAIR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAN FAIR provides members with tools to manage their accounts and build a solid financial history.

Does LAN FAIR offer online and mobile banking?

Most modern institutions like LAN FAIR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lanfairfcu.com.