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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 ILWU Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
ILWU Federal Credit Union's CDs Tier 4 12 month rates are at 3.80%, CDs Tier 4 48 month rates are at 3.80%, CDs Tier 4 6 month rates are at 3.80%, CDs Tier 4 60 month rates are at 3.80%, CDs Tier 3 12 month rates are at 3.70%. ILWU Federal Credit Union's savings rates are at 0.05%. ILWU Federal Credit Union's money market rates are at 0.10%. ILWU Federal Credit Union's First Mortgage - Conforming Fixed Rate - 10 Years rates are at 5.25%, First Mortgage - Conforming Fixed Rate - 15 Years rates are at 5.38%, First Mortgage - Conforming Fixed Rate - 10 Years rates are at 5.50%, First Mortgage - Conforming Fixed Rate - 15 Years rates are at 5.62%, First Mortgage - Conforming Fixed Rate - 30 Years rates are at 5.74%. MonitorBankRates evaluates the financial stability of ILWU Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.69%. Rates were last updated on 03/20/2026. ILWU Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ILWU Federal Credit Union? Share your experience about ILWU Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ILWU Federal Credit Union. 
ILWU Federal Credit Union CD Rates
ILWU Federal Credit Union Savings Rates
ILWU Federal Credit Union Money Market Rates
ILWU Federal Credit Union Checking Rates
ILWU Federal Credit Union Mortgage Rates
ILWU Federal Credit Union Home Equity & HELOC
ILWU Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ILWU Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ILWU Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ILWU Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ILWU Federal Credit Union
Website
https://www.ilwucu.org
Address
3447 Atlantic Ave,
Long Beach, CA 90807
Phone
310-834-6411
Fax
310-834-2151
President
Peter Ciaramitaro
CEO
Ralph Ruiz
Full-Time Employees
83
Part-Time Employees
0
Branch Locations
6
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.69%
Return on Assets (ROA)
0.8166%
Return on Equity (ROE)
8.6145%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
561,460,096
Total Amount of Shares and Deposits
508,538,367
Total Shares and Deposits < 1 Year
501,283,320
Total Shares and Deposits 1 3 Years
4,934,823
Total Shares and Deposits > 3 Years
2,320,224
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
63,897,826
Total Uninsured Shares and Deposits > $250K (F+J)
63,897,826
Total Insured Shares and Deposits > $250K (item 17 less item K)
444,640,541
Total Interest Expense (Sum of items 6 8)
6,127,432
Share Certificates
2,666
Number of Accounts for Share Drafts
20,483
IRA KEOGH Accounts
229
Number of Accounts for Regular Shares
34,494
All other shares
1,619
Money Market Shares
3,047
Net Income (unless the amount is already included in Undivided Earnings)
4,582,042
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,313,904
Total Liabilities
513,331,337
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About ILWU Federal Credit UnionIs ILWU Federal Credit Union a safe place to deposit money?Yes, ILWU Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6866932317297%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does ILWU Federal Credit Union operate?ILWU Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ILWU Federal Credit Union?Yes, to access services at ILWU Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ILWU Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ILWU Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does ILWU Federal Credit Union offer online and mobile banking?Most modern institutions like ILWU Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ilwucu.org. Current ILWU Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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