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iAdvertiser Disclosure
Advertiser Disclosure
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 Heart Of Louisiana Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
Heart Of Louisiana Federal Credit Union's IRA CDs 5 Years rates are at 1.15%, Money Market CDs 5 Years rates are at 1.00%, IRA CDs 3 Years rates are at 0.70%, Money Market CDs 4 Years rates are at 0.70%, Money Market CDs 3 Years rates are at 0.55%. Heart Of Louisiana Federal Credit Union's savings rates are at 0.40%. Heart Of Louisiana Federal Credit Union's money market rates are at 0.25%. Heart Of Louisiana Federal Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Heart Of Louisiana Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates were last updated on 03/20/2026. Heart Of Louisiana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heart Of Louisiana Federal Credit Union? Share your experience about Heart Of Louisiana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Heart Of Louisiana Federal Credit Union. Heart Of Louisiana Federal Credit Union
Corporate Office 303 Edgewood Dr
https://www.heartcu.org Pineville, LA 71360 5444 
Heart Of Louisiana Federal Credit Union CD Rates
Heart Of Louisiana Federal Credit Union Savings Rates
Heart Of Louisiana Federal Credit Union Money Market Rates
Heart Of Louisiana Federal Credit Union Auto Loan Rates
Heart Of Louisiana Federal Credit Union Credit Card Rates
Heart Of Louisiana Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Heart Of Louisiana Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Heart Of Louisiana Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Heart Of Louisiana Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Heart Of Louisiana Federal Credit Union
Website
https://www.heartcu.org
Address
303 Edgewood Dr,
Pineville, LA 71360 5444
Phone
318-619-1900
Fax
318-449-5519
President
Michael Taylor
CEO
Cynthia Beauregard
Full-Time Employees
42
Part-Time Employees
0
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.37%
Return on Assets (ROA)
0.7054%
Return on Equity (ROE)
4.1573%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
138,296,269
Total Amount of Shares and Deposits
115,740,674
Total Shares and Deposits < 1 Year
114,646,316
Total Shares and Deposits 1 3 Years
680,659
Total Shares and Deposits > 3 Years
413,699
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,904,177
Total Uninsured Shares and Deposits > $250K (F+J)
1,904,177
Total Insured Shares and Deposits > $250K (item 17 less item K)
113,836,497
Total Interest Expense (Sum of items 6 8)
243,544
Share Certificates
134
Number of Accounts for Share Drafts
8,996
IRA KEOGH Accounts
271
Number of Accounts for Regular Shares
19,941
All other shares
268
Non Member Deposits
1
Money Market Shares
60
Net Income (unless the amount is already included in Undivided Earnings)
975,535
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,299,189
Total Liabilities
115,076,141
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Heart Of Louisiana Federal Credit UnionIs Heart Of Louisiana Federal Credit Union a safe place to deposit money?Yes, Heart Of Louisiana Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3697617281701%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Heart Of Louisiana Federal Credit Union operate?Heart Of Louisiana Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Heart Of Louisiana Federal Credit Union?Yes, to access services at Heart Of Louisiana Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Heart Of Louisiana Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Heart Of Louisiana Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Heart Of Louisiana Federal Credit Union offer online and mobile banking?Most modern institutions like Heart Of Louisiana Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.heartcu.org. Current Heart Of Louisiana Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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