|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Fortera Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Fortera Federal Credit Union's 33-Month CD Special rates are at 3.75%, Fixed Rate CD | 6 Month rates are at 3.70%, Fixed Rate CD | 12 Month rates are at 3.65%, Fixed Rate IRA CD 12 Month rates are at 3.65%, 12 Access CD rates are at 3.55%. Fortera Federal Credit Union's savings rates are at 0.00%. Fortera Federal Credit Union's money market rates are at 0.50%. Fortera Federal Credit Union's VA 15 Year Fixed Loan rates are at 5.12%, Conventional 15 Year Fixed Loan rates are at 5.38%, 7/1 VA Adjustable Loan rates are at 5.12%, VA 30 Year Fixed Loan rates are at 5.75%, 5/1 VA Adjustable Loan rates are at 5.00%. Fortera Federal Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Fortera Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.06%. Rates were last updated on 03/16/2026. Fortera Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fortera Federal Credit Union? Share your experience about Fortera Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fortera Federal Credit Union. Fortera Federal Credit Union
Main Office Branch 2050 Lowes Dr
https://forteracu.com Clarksville, TN 37040 1620 
Fortera Federal Credit Union CD Rates
Fortera Federal Credit Union Savings Rates
Fortera Federal Credit Union Money Market Rates
Fortera Federal Credit Union Checking Rates
Fortera Federal Credit Union Mortgage Rates
Fortera Federal Credit Union Home Equity & HELOC
Fortera Federal Credit Union Auto Loan Rates
Fortera Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Fortera Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fortera Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fortera Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Fortera Federal Credit Union
Website
https://forteracu.com
Address
2050 Lowes Dr,
Clarksville, TN 37040 1620
Phone
931-431-6800
Fax
931-431-4387
President
Linda Griffy
CEO
Jennifer Ventimiglia
Full-Time Employees
187
Part-Time Employees
1
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.06%
Return on Assets (ROA)
0.6071%
Return on Equity (ROE)
4.9357%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
914,329,945
Total Amount of Shares and Deposits
773,280,290
Total Shares and Deposits < 1 Year
723,793,735
Total Shares and Deposits 1 3 Years
39,171,628
Total Shares and Deposits > 3 Years
10,314,927
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
67,399,600
Total Uninsured Shares and Deposits > $250K (F+J)
67,870,605
Total Insured Shares and Deposits > $250K (item 17 less item K)
705,409,685
Total Interest Expense (Sum of items 6 8)
11,282,601
Share Certificates
10,570
Number of Accounts for Share Drafts
48,652
IRA KEOGH Accounts
1,523
Number of Accounts for Regular Shares
101,619
All other shares
1
Non Member Deposits
40
Money Market Shares
2,015
Net Income (unless the amount is already included in Undivided Earnings)
5,550,863
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
68,688,973
Total Liabilities
806,937,514
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Fortera Federal Credit UnionIs Fortera Federal Credit Union a safe place to deposit money?Yes, Fortera Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0580956054982%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Fortera Federal Credit Union operate?Fortera Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Fortera Federal Credit Union?Yes, to access services at Fortera Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Fortera Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fortera Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Fortera Federal Credit Union offer online and mobile banking?Most modern institutions like Fortera Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://forteracu.com. Current Fortera Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
FFE Federal Credit Union
Highway Federal Credit Union
Harvard University Employees Credit Union
Tarrant Countys Credit Union
CHAFFEY
Blue Mountain Credit Union
Kenowa Community Federal Credit Union
Tampa Bay Federal Credit Union
U T
Travis Credit Union
Hoboken School Employees Federal Credit Union
Lincoln Public School Employees Federal Credit Union
Triboro Postal Federal Credit Union
BAYOU COMMUNITY
Otero Federal Credit Union
Messiah Baptist Church Federal Credit Union
Swedish American Federal Credit Union
Tinker Federal Credit Union
Nucor Employees Credit Union
HERITAGE VALLEY
Quest Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
