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Dow Great Western Credit Union Rates & Review March 2026

Dow Great Western Credit Union's 24 2-Year CD rates are at 3.50%, 24 2-Year IRA CD rates are at 3.50%, 12 1-Year CD rates are at 3.00%, 12 1-Year IRA CD rates are at 3.00%, 6-Month CD rates are at 3.00%. Dow Great Western Credit Union's savings rates are at 0.01%. Dow Great Western Credit Union's money market rates are at 0.10%. Dow Great Western Credit Union's NEW Motor Homes, Boats, Travel Trailers (2025 and newer) Up to 10 Years depending on value rates are at 7.49%. MonitorBankRates evaluates the financial stability of Dow Great Western Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.77%. Rates were last updated on 03/16/2026.

Dow Great Western Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dow Great Western Credit Union? Share your experience about Dow Great Western Credit Union by leaving a review below, or read customer reviews before you decide to use Dow Great Western Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.77%
Excellent Lower than avg
Dow Great Western Credit Union
Dow Great Western
3457 Deer Valley Rd
Antioch, CA 94531 6665
https://www.dowcu.org
Member NCUA

Dow Great Western Credit Union CD Rates

Product Rate APY Term View More
24 2-Year Certificate 3.45% 3.51% 24
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
24 2-Year IRA Certificate 3.45% 3.51% 24
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
12 1-Year Certificate 2.96% 3.00% 12
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
12 1-Year IRA Certificate 2.96% 3.00% 12
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
6-Month Certificate 2.96% 3.00% 6
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
36 3-Year Certificate 2.20% 2.22% 36
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
36 3-Year IRA Certificate 2.20% 2.22% 36
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
48 4-Year Certificate 2.20% 2.22% 48
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
48 4-Year IRA Certificate 2.20% 2.22% 48
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
60 5-Year Certificate 2.10% 2.12% 60
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
60 5-Year IRA Certificate 2.10% 2.12% 60
Min Balance $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Savings Rates

Product Rate APY View More
Regular Share Savings 0.01% 0.01%
Min Balance $10
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Money Market Rates

Product Rate APY View More
Rate Chaser Money Market 3.00% 3.00%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Rate Chaser Money Market 1.00% 1.00%
Min Balance $2,500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Rate Chaser Money Market 0.50% 0.50%
Min Balance $5,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Rate Chaser Money Market 0.25% 0.25%
Min Balance $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Rate Chaser Money Market 0.10% 0.10%
Min Balance $20,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Checking Rates

Product Rate APY View More
Interest Checking 0.10% 0.10%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Free Checking - 0.00%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Mortgage Rates

Product Rate Points APR Term View More
NEW Motor Homes, Boats, Travel Trailers (2025 and newer) Up to 10 Years depending on value 7.49% - 7.49% 120
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
PrimeLine Home Equity Line of Credit (Int. only) 3.50% 0 3.50%
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Dow Great Western Credit Union Credit Card Rates

Product Rate APR View More
Platinum Credit Card 8.99% 8.99%
Details As Low As; Regular APR: Line of Credit
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
Platinum Visa Card - 8.99%
Details As Low As; Regular APR: 8.99%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%
VISA PLATINUM CREDIT CARD - 8.99%
Details Fixed Rates as low as
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dow Great Western Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dow Great Western Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dow Great Western Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dow Great Western Credit Union
Address 3457 Deer Valley Rd, Antioch, CA 94531 6665
Phone 925-331-1010
Fax 925-331-1066
President Art Solis
CEO Stacey Douglas
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.77%
Return on Assets (ROA)
-0.7083%
Return on Equity (ROE)
-7.9737%
Non-Performing Loans Ratio (NPL)
1.21%
Total Assets
47,672,930
Total Amount of Shares and Deposits
44,242,423
Total Shares and Deposits < 1 Year
40,181,869
Total Shares and Deposits 1 3 Years
3,899,416
Total Shares and Deposits > 3 Years
161,138
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
797,332
Total Uninsured Shares and Deposits > $250K (F+J)
797,332
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,445,091
Total Interest Expense (Sum of items 6 8)
429,628
Share Certificates
238
Number of Accounts for Share Drafts
1,301
IRA KEOGH Accounts
59
Number of Accounts for Regular Shares
2,027
All other shares
155
Money Market Shares
270
Net Income (unless the amount is already included in Undivided Earnings)
-124,871
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,396,166
Total Liabilities
44,308,523
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Dow Great Western Credit Union

Is Dow Great Western Credit Union a safe place to deposit money?

Yes, Dow Great Western Credit Union is considered a safe financial institution. With a Texas Ratio of 5.765490466497%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dow Great Western Credit Union operate?

Dow Great Western Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dow Great Western Credit Union?

Yes, to access services at Dow Great Western Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dow Great Western Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dow Great Western Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dow Great Western Credit Union offer online and mobile banking?

Most modern institutions like Dow Great Western Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dowcu.org.

Current Dow Great Western Credit Union Rates

  • 12-Month CD3.00%
  • 24-Month CD3.50%
  • 60-Month CD2.12%
  • Savings0.01%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.