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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 California Coast Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
California Coast Credit Union's savings rates are at 0.05%. California Coast Credit Union's money market rates are at 0.05%. California Coast Credit Union's 10-year Fixed - TermBuster rates are at 5.75%, 15-year Jumbo Fixed-Rate Mortgages rates are at 5.75%, 15-year Fixed rates are at 5.75%, 5/5 Jumbo ARM rates are at 5.62%, 5/5 ARM rates are at 5.62%. California Coast Credit Union's Personal Loan Rates are at 4.48%. MonitorBankRates evaluates the financial stability of California Coast Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.57%. Rates were last updated on 03/18/2026. California Coast Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at California Coast Credit Union? Share your experience about California Coast Credit Union by leaving a review below, or read customer reviews before you decide to use California Coast Credit Union. California Coast Credit Union
Spectrum Center 9201 Spectrum Center Blvd
https://www.calcoastcu.org San Diego, CA 92123 1407 
California Coast Credit Union Savings Rates
California Coast Credit Union Money Market Rates
California Coast Credit Union Checking Rates
California Coast Credit Union Mortgage Rates
California Coast Credit Union Home Equity & HELOC
California Coast Credit Union Auto Loan Rates
California Coast Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for California Coast Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather California Coast Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with California Coast Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
California Coast Credit Union
Website
https://www.calcoastcu.org
Address
9201 Spectrum Center Blvd,
San Diego, CA 92123 1407
Phone
877-495-1600
Fax
858-495-1672
President
Warren Ruis
CEO
Todd Lane
Full-Time Employees
533
Part-Time Employees
25
Branch Locations
26
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.57%
Return on Assets (ROA)
0.6263%
Return on Equity (ROE)
4.5610%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
3,360,884,082
Total Amount of Shares and Deposits
2,963,124,928
Total Shares and Deposits < 1 Year
2,581,231,735
Total Shares and Deposits 1 3 Years
361,324,816
Total Shares and Deposits > 3 Years
20,568,377
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
66,767,638
Total Uninsured Shares and Deposits > $250K (F+J)
67,523,349
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,895,601,579
Total Interest Expense (Sum of items 6 8)
22,630,213
Share Certificates
27,788
Number of Accounts for Share Drafts
163,171
IRA KEOGH Accounts
5,610
Number of Accounts for Regular Shares
252,358
Non Member Deposits
1
Money Market Shares
14,517
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
278,158,924
Total Liabilities
2,992,684,401
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About California Coast Credit UnionIs California Coast Credit Union a safe place to deposit money?Yes, California Coast Credit Union is considered a safe financial institution. With a Texas Ratio of 0.56641652804345%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does California Coast Credit Union operate?California Coast Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join California Coast Credit Union?Yes, to access services at California Coast Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, California Coast Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, California Coast Credit Union provides members with tools to manage their accounts and build a solid financial history. Does California Coast Credit Union offer online and mobile banking?Most modern institutions like California Coast Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.calcoastcu.org. Current California Coast Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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