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 C-B-W Schools Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
C-B-W Schools Federal Credit Union's 12 Mini-Jumbo - 1 Year CD rates are at 3.85%, 12 1 Year IRA CD rates are at 3.75%, 12 High Yield - 1 Year CD rates are at 3.70%, 12 1 Year CD - Non Compounding rates are at 3.50%, 12 1 Year Compounding CD rates are at 3.50%. C-B-W Schools Federal Credit Union's 1st Lien Mortgage Loans (Up to 10 years) rates are at 5.40%, 1st Lien Mortgage Loans (10 to 15 years) rates are at 5.65%, 1st Lien Mortgage Loans (15 to 20 years) rates are at 5.90%. MonitorBankRates evaluates the financial stability of C-B-W Schools Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 03/18/2026. C-B-W Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at C-B-W Schools Federal Credit Union? Share your experience about C-B-W Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use C-B-W Schools Federal Credit Union. C-B-W Schools Federal Credit Union
C B W Schools Federal Credit Union PO Box 400
https://www.cbwsfcu.org Sidman, PA 15955 0400 
C-B-W Schools Federal Credit Union CD Rates
C-B-W Schools Federal Credit Union Checking Rates
C-B-W Schools Federal Credit Union Mortgage Rates
C-B-W Schools Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for C-B-W Schools Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather C-B-W Schools Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with C-B-W Schools Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
C-B-W Schools Federal Credit Union
Website
https://www.cbwsfcu.org
Address
PO Box 400,
Sidman, PA 15955 0400
Phone
814-487-5714
Fax
814-487-4997
President
James Roccio
CEO
Ryan Glista
Full-Time Employees
9
Part-Time Employees
3
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.21%
Return on Assets (ROA)
0.7659%
Return on Equity (ROE)
2.5133%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
124,891,581
Total Amount of Shares and Deposits
90,383,245
Total Shares and Deposits < 1 Year
87,868,958
Total Shares and Deposits 1 3 Years
2,514,287
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,179,537
Total Uninsured Shares and Deposits > $250K (F+J)
6,179,537
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,203,708
Total Interest Expense (Sum of items 6 8)
1,099,433
Share Certificates
1,468
Number of Accounts for Share Drafts
1,829
IRA KEOGH Accounts
538
Number of Accounts for Regular Shares
5,051
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,274,883
Total Liabilities
90,557,942
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About C-B-W Schools Federal Credit UnionIs C-B-W Schools Federal Credit Union a safe place to deposit money?Yes, C-B-W Schools Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.2127083490707%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does C-B-W Schools Federal Credit Union operate?C-B-W Schools Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join C-B-W Schools Federal Credit Union?Yes, to access services at C-B-W Schools Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, C-B-W Schools Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, C-B-W Schools Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does C-B-W Schools Federal Credit Union offer online and mobile banking?Most modern institutions like C-B-W Schools Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbwsfcu.org. Current C-B-W Schools Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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