Mortgage Rates and Refinacing Rates Today, January 21, 2011: 30 Year Mortgage Rates and Refinance Rates Averaging 4.77%

Mortgage rates and refinancing rates are higher today. 30 year mortgage rates and refinance rates are averaging 4.77 percent, up from yesterday’s average 30 year rate of 4.75%. Today's 30 year mortgage rates and refinance rates in Montana are lower than the current national average 30 year interest rate.  Today, 30 year mortgage rates and refinance rates in Montana are averaging 4.69 percent.