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Florida Credit Union Certificates of Deposit

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Florida Credit Union is advertising regular certificates of deposit (share certificates) and Individual Retirement Account certificates of deposit (share certificates) with terms ranging from 6 months to 5 years.The credit union’s CD rates are not the highest CD rates available but they are still competitive.

The minimum opening deposit balance is $1,000 for regular certificates of deposit and IRA certificates of deposit with CD terms between 6 and 11 months. All other regular certificates of deposit and IRA certificates of deposit have a minimum opening balance of $2,000.

The credit union is also offering jumbo certificates of deposit with a minimum opening balance of only $50,000 (Mini Jumbo). Most jumbo certificate of deposit accounts require a minimum opening balance of $100,000.

Regular Certificate of Deposit Rates/IRA CD Rates

  • 6-11 Month .50% CD Rate
  • 12-17 Month .75% CD Rate
  • 18-23 Month 1.00% CD Rate
  • 24-29 Month 1.25% CD Rate
  • 30-35 Month 1.25% CD Rate
  • 36-47 Month 1.50% CD Rate
  • 48-59 Month  1.75% CD Rate
  • 60 Month 1.75% CD Rate

Jumbo Certificate of Deposit Yields

  • 6-11 Month .50% CD Yield
  • 12-17 Month .75% CD Yield
  • 18-23 Month 1.00% CD Yield
  • 24-29 Month 1.26% CD Yield
  • 30-35 Month 1.26% CD Yield
  • 36-47 Month 1.51% CD Yield
  • 48-59 Month  1.76% CD Yield
  • 60 Month 1.76% CD Yield

Interest earned on the account is compounded quarterly. All certificates of deposit are insured for up to $250,000 by the National Credit Union Administration (NCUA). For information on joining FCU and current CD Rates visit: or call 1-800-284-1144.

Author: Brian McKay
March 28th, 2010

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