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WTDirect Online Savings Account

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WTDirect, the online banking arm of Wilmington Trust Federal Savings Bank is advertising a competitive savings account rate that is more than double the national average savings account/money market account rate.

WTDirect's online savings account rate is currently at 1.25 percent with an annual percentage yield (APY) of 1.26 percent. Their savings rate is consistantly in the top 5% of U.S. banks.

There is no minimum deposit to open the savings account. The current savings account rate and yield is for account balances of any amount for the first two months. After the initial two month period only, account balances of $10,00o or more earn the 1.25% APY.

WT Direct Online Savings Account Benefits:

  • There are no account fees.

  • There is no minimum deposit to open the account.

  • FDIC insurance for up to $250,000 per depositor with Wilmington Trust FSB.

  • Free PDA banking - you can access your account from an iPhone, Blackberry or other mobile device.

WTDirect Online Savings Account: WT Direct.
Author: Lisa Graham
March 8th, 2010