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UFB Direct Savings Account Rate: Current APY at 1.66%

UFB Direct Savings Rate is one of the best savings rates currently available from any online bank. The current savings rate at UFB Direct is at 1.65 percent with an APY of 1.66 percent. There is no minimum opening deposit to earn this high savings rate and yield.

UFB Direct Savings Account Summary

  • Account APY - 1.66%
  • No service fees
  • No maintenance fees
  • No minimum deposit
  • Free transfers between direct deposit accounts
  • Mobile deposit
  • SMS banking
  • Online banking

UFB Direct Best Savings Rate

The current savings rate from UFB Direct is more than twenty times the FDIC national average savings rate of 0.08 percent. UFB is a branchless bank, they only have an online presence, which allows the bank to offer higher savings rates than traditional brick and mortar banks.


UFB Direct is the online banking division of Axos Bank, all deposits are backed by the FDIC under Axos Bank's FDIC Certificate 35546. Again, this online savings rate from UFB is one of the best rates available, you can compare this rate with other rates by using our rate list at

Author: Brian McKay
July 3rd, 2022