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Savings Rates and MMA Rates on Accounts in California

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Savings rates and money market rates on accounts in California and the rest of the United States are so low right now but will hopefully increase sometime in 2011. Right now on our account rate table in California the highest rates on accounts are from Sallie Mae Bank and American Express Bank. Both banks are offering a savings rate of 1.29 percent and a yield of 1.30 percent on their online accounts. Amex doesn't have a minimum opening account balance and Sallie's is only $1.

Discover Bank is close behind with the second highest rate on our CA list. Discover Bank is currently offering a rate of 1.24 percent and a yield of 1.25 percent on their online account for savings. The minimum opening deposit is $500.

WTDirect comes in with the third bset rate. WTDirect's current account rate is 1.20 percent with a yeild of 1.21 percent. The minimum opening deposit for WTDirect's online account is $10,000.

California Savings Rates and MMA Rates on Accounts

American Express Bank FSB 1.30% Min $ 0
Sallie Mae 1.30% Min $ 1
Discover Bank 1.25% Min $500
WTDirect 1.21% Min $10,000
Zions Bank 1.11% Min $1000
FNBO DIRECT 1.10% Min $ 1
ING DIRECT 1.10% Min $ 1
First Internet Bank of IN 1.10% Min $100
Nationwide Bank 1.10% Min $10,000
Salem Five Direct 1.10% Min $ 1
La Jolla Bank 1.10% Min $10,000
Ally Bank 1.09% Min $ 1
EverBank 1.06% Min $ 1
Flagstar Bank 1.06% Min $ 1
Capital One Direct Banking 1.01% Min $10,000
AIG Bank 1.00% Min $10,000 1.00% Min $ 1
HSBC Advance 1.00% Min $ 1
Author: Lisa Graham
January 8th, 2011