Savings Account/MMA Deposit Rates January 16, 2013The start of 2013 is starting to look a little better for deposit rates as average savings rates and money market rates move higher for the month of January. The increases aren't expected to continue because the Fed is continuing its policy of keeping the Fed funds rate at near zero percent to foster growth, so this will keep a lid on deposit rates moving higher.
The highest savings account rates on our rate list remain at 1.00 percent this month. CIT Bank and Barclays Bank are both offering their savings account rates at 1.00 percent. The highest money market account rates are at 1.04 percent this month. Union Federal Savings Bank is the sole bank offering MMA rates at 1.04 percent with an APY of 1.05 percent. Below is a quick rundown of the best deposit rates in January. Best January Savings Rates
Best January Money Market Account Rates
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SFGI Direct High Yield Savings Account
Top Savings Account Rates Above 1.00%
Louisiana Federal Credit Union Savings Rates
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ETRADE Financial Online Savings Account with an Online Checking option
Online Banks Dominate Top Savings Interest Rates Available
Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00%
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