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Imperial Capital Bank’s iMoney Market Checking

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Imperial Capital Bank is offering their iMoney Market Checking Account. The minimum opening deposit is $2,500 and there is a minimum monthly balance of $2,500 for the account to earn interest. The 3.75% APY on balances over $100,000 is one of the top rates available today for a checking, savings or money market account.

The account is like a money market account or savings account with checking writing capabilities. The account is treated like a savings account in regards to withdrawals. Federal regulations limit the number of withdrawals per month, the limit is six. Which includes online banking and online bill payment.

The APY is tiered according to the account balance.

The first order of checks for the account is free. There is a monthly maintaince fee if your account's average balance falls below $5,000.

Imperial Capital Bank iMoney Market Checking Application

Author: Robert Till
January 7th, 2009