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Highest Florida Savings Yields & MMA Yields

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Savings rates and money market rates are dismal these days. Interest rates probably won't be heading higher until early 2011 or even later. Current savings account interest rates and money market account interest rates for account balances of at least $2,500 are averaging 0.315 percent but you can find rates higher than the national average.

We have complied a list of the highest Floridasavings account yields and Florida money market account yields. Right now, BankcorpSouth has the highest savings rate and savings yield in FL as long as  you meet the account requirements. The current high yield savings account rate is 1.49% with an APY of 1.50%. Here are the BankcorpSouth requirements:



Transfer at least $50 (total) into this account via ACH or Internet Banking, also combine Performance Savings and Performance Checking account statements into one statement. Balances over $30K get Non bonus Performance Savings rate 0.15% APY.

Sallie Mae Bank has the second highest savings account yield on our FL list. Sallie Mae's current savings account rate is 1.39% with an APY of 1.40%. The minimum opening deposit is only $1.

Capital One Banking and Discover Bank have the third highest FL savings yield. Both banks are currently offering a savings interest rate of 1.34 percent with a savings yield of 1.35 percent.

Highest Savings Account Yields & MMA Yields in Florida (FL)



  • BancorpSouth 1.50% APY Min $ 1 

  • Sallie Mae 1.40% APY Min $ 1 

  • Discover Bank 1.35% APY Min $500 

  • Capital One Direct Banking 1.35% APY Min $1000 

  • American Express Bank FSB 1.30% APY Min $ 0 

  • EverBank 1.26% APY Min $ 1 

  • Ally Bank 1.25% APY Min $ 1 

  • Giantbank.com 1.16% APY Min $1000 

  • Nationwide Bank 1.15% APY Min $2000 

  • Zions Bank 1.11% APY Min $2500 

  • FNBO DIRECT 1.10% APY Min $ 1 

  • ING DIRECT 1.10% APY Min $ 1 

  • HSBC Advance 1.10% APY Min $ 1 

  • Salem Five Direct 1.10% APY Min $ 1 

  • Flagstar Bank 1.06% APY Min $ 1 

  • First Internet Bank of IN 1.00% APY Min $100 

  • EmigrantDirect.com 1.00% APY Min $1

 
Author: Robert Till
September 23rd, 2010