Darby Direct Online Savings Account 3.00%

Darby Direct, an online division of Darby Bank headquartered in Vidalia, Georgia, is offering an online savings account that currently has an annual percentage yield (APY) of 3.00 percent.

Looks like the rate hasn't changed in a while, which is unusual because banks have been lowering rates frequently. The 3.00% APY is as of November 1st 2008. The minimum opening deposit is only $1.00 and the online savings account application process only takes 10 minutes. You will need to provide the following information to open an online savings account.

• Driver's license or a passport


• U. S. social security number


• U. S. citizenship or resident alien status


• Account numbers for accounts that you plan to transfer funds to your new Darby Online Savings Account

The online savings account is offered by Darby Bank & Trust Co. Deposit accounts are insured by the FDIC.Darby Bank & Trust Co's FDIC Cert is 14580.