Current National Savings Account Rates

Savings account rates continue to decline. The current average savings rate as reported by MonitorBankRates.com is only 0.22% . There are rates higher than the average rates. Right now savings account rates list Sallie Mae Bank has the best rate. Sallie Mae is offering savings rates at 1.14% with a savings yield of 1.15%.

Find the best savings account rates and money market account rates by searching our rate tables here: Best Savings Account Rates 

The second highest savings interest rate on our national list is from Capital One Direct. The current savings rate on Capital One's InterestPlus Online Savings Account is 1.01% with a savings yield of 1.01%.

Discover Bank is listed with the third best savings rate. Current online savings account rates at Discover Bank are 1.09% with a yield of 1.10%.

The fourth best savings rate on our list is from several different banks. Ally Bank,  American Express Bank and First Internet Bank of IN are all offering savings rates at 1.00% with yields at 1.00%. Nationwide Bank is also listed with a money market account rate at 1.00% with a yield of 1.00%.

Current National Savings Account Rates

Sallie Mae Rates 1.14% Yields 1.15% Min $ 1 

Discover Bank Rates 1.09% Yields 1.10% Min $500 

Sterling National Bank Rates 1.05% Yields 1.06% Min $2500 

Capital One Direct Banking Rates 1.01% Yields 1.01% Min $1000 

Nationwide Bank Rates 1.00% Yields 1.00% Min $2000 

First Internet Bank of IN Rates 1.00% Yields 1.00% Min $100 

Ally Bank Rates 1.00% Yields 1.00% Min $ 1 

Salem Five Direct Rates 1.00% Yields 1.00% Min $ 1 

ING DIRECT Rates 1.00% Yields 1.00% Min $ 1 

American Express Bank FSB Rates 1.00% Yields 1.00% Min $ 0 

Zions Bank Rates 0.95% Yields 0.95% Min $1000 

Flagstar Bank Rates 0.90% Yields 0.90% Min $ 1 

Giantbank.com Rates 0.85% Yields 0.85% Min $1000 

FNBO DIRECT Rates 0.85% Yields 0.85% Min $ 1 

EverBank Rates 0.81% Yields 0.81% Min $ 1 

Bank of Internet USA Rates 0.80% Yields 0.80% Min $100