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Current Average Savings Rates & Money Market Account Rates

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Current average savings rates and money market rates are still very low. Interest rates are expected to head higher later this year as the Federal Reserve raises interest rates to contain inflation. 

Looking for a list of the best savings account rates and money market account rates? Use our rate tables at to find the best rates available.

Current savings account rates and money market account rates for account balances of at least $2,500 are averaging 0.32 percent this week. Account balances of at least $10,000 earn a savings rate/MMA rate of 0.392 percent.

There are bank savings account rates and money market account rates higher than the national averages. Right now on our rate tables, Sallie Mae Bank's online savings account rate is 1.39 percent with an annual percentage yield of 1.40 percent. The minimum opening savings account balance at Sallie Mae Bank is only $1.

For account balances of $50,000 or more the national average savings rate/MMA rate is 0.495 percent. Right now on our rate tables, Georgia Bank & Trust is listed as having a rate of 1.60 percent with an APY of 1.61 percent. The minimum opening balance for an account at Georgia Bank & Trust is $5,000.
Author: Lisa Graham
June 2nd, 2010