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Best Checking Account Rates in Texas

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The best checking account rates in Texas can be found right here at monitorbankrates.com. Right now on our Texas checking account rate table Amegy Bank of Texas has the highest checking rate and yield. The current checking account rate offered by Amegy Bank of Texas is 2.00 percent with a checking account yield of 2.02 percent. There are several monthly checking account requirements that have to be done every month to receive the high checking rate and yield.

Second on our list of the best checking account rates in Texas is Legacy Bank of Texas. The bank’s current checking account rate is 1.98 percent with a high checking yield of 2.00 percent. Of course there also are monthly account requirements for this high yield checking account.

FNBO Direct has the third best checking rate on our list of the best Texas checking accounts. FNBO  Online BillPay account currently has a checking rate of 1.09 percent with a checking interest yield of 1.10 percent. There are no monthly requirements to earn the rate and yield at FNBO Direct.  

Best Checking Account Rates in Texas

  • Amegy Bank of Texas 2.02% APY Min $ 1 Must have direct deposit of payroll, social security check or retirement benefits. Online banking at least once a month. Receive e-statements. Make at least 10 signature based purchases with your Amegy Check card every month. Maintain email.
  • Legacy Bank of Texas 2.00% APY Min $ 1 Must have 12 MasterCard debit card transaction per month (excluding ATM transaction), receive electronic statements, must have direct deposits.
  • FNBO Direct 1.10% APY Min $500   
  • Capital One Direct Banking 1.01% APY Min $ 1   
  • Flagstar Bank 0.85% APY Min $ 1   
  • First Internet Bank of IN 0.75% APY Min $500   
  • Bank of Internet USA 0.71% APY Min $ 1   
  • Salem Five Direct 0.60% APY Min $ 1   
  • EverBank 0.51% APY Min $ 1 Intro Rate-3, New Money Required 
  • Ally Bank 0.50% APY Min $ 1   
  • MetroBank 0.50% APY Min $ 1   
  • ING DIRECT 0.25% APY Min $ 1   
  • Giantbank.com 0.25% APY Min $1000   
  • Frost Bank 0.20% APY Min $ 1   
  • Citibank 0.15% APY Min $ 1 Must have at least $100K combined on loans or deposits or $250K + in mortgage.
  • Allstate Bank 0.10% APY Min $ 1   
  • Texas Capital Bank 0.10% APY Min $ 1   
  • Broadway National Bank 0.10% APY Min $1000 Must have Money Market, Savings, Checking, CD or IRA and loan accounts.
  • Nationwide Bank 0.10% APY Min $ 1   
  • Prosperity Bank 0.07% APY Min $ 1   
  • Zions Bank 0.05% APY Min $ 1   
  • E*TRADE Bank 0.05% APY Min $ 1   
  • Bank of America 0.05% APY Min $ 1   
  • Wells Fargo Bank 0.05% APY Min $ 1 Bonus interest rates on linked select savings accounts and .10 basis point increase on CD’s.
  • Whitney National Bank 0.05% APY Min $ 1   
  • Bank of Texas 0.05% APY Min $ 1   
  • Jefferson State Bank 0.05% APY Min $1000 Must maintain a minimum daily balance of $10K in a checking, savings, and money market account.
  • Ameriprise Bank FSB 0.05% APY Min $ 1   
  • HSBC Advance 0.01% APY Min $ 5 Must have balance of $100K in combined account.
    Chase 0.01% APY Min $ 1 
 
Author: Lisa Graham
November 27th, 2010