TnBank, based in Tennessee, is offering a Super Interest Checking account which has a monthly tiered interest rate topping out at 3.05 percent. Any interest rate on a checking account is rare these days, but a checking account rate above 3.00 percent is even harder to come by.

The Super Interest Checking rate starts out at 1.00 percent APY through the end of March. The rate increases to 2.01 percent APY staring April 1, 2015. For May the rate increases to 3.05 percent APY. After May, the rate reverts back to 1.00 percent through the end of 2015.

TnBank Super Interest Checking RateThese rates are paid on balances up to $25,000. With any promotional deal, you have to meet some requirements to earn the rates.

You must open a account with a minimum balance of $5,000, make ten debit card transactions, have one posted ACH transaction, and enroll in e-statements.

If you go for this deal be sure to meet the requirements, failing to do so will cost you a $15 a month fee.

Overall is it worth it? If you ask me no. Getting a 2.01 percent rate for a month and then a 3.04 percent rate isn’t worth it. The annual rate of 1.00 percent is competitive but not higher than current savings rates or money market rates. The best 1 year CD rates are higher at 1.20 percent. I’d place my $25,000 in a certificate of deposit.

Author: Brian McKay
March 3rd, 2015

JP Morgan Chase Bank is sending out mailers that contain a coupon code for a $300 checking account bonus and $150 savings account bonus. You can take advantage of both and earn $450. Of course there are some eligibility requirements that have to be met in order to earn the bonus. If you decide to take advantage of these deals be prepared for Chase Bank’s low interest rates on their accounts.

Keep your money on deposit for the minimum amount of time to meet Chase Bank’s requirements to earn the bonus. Keeping the money on deposit any longer doesn’t make it worth your effort or time.

To earn the $300 on the checking account you have to open a “Chase Total Checking” account and setup direct deposit. You have to open a personal Chase Total Checking account. Chase High School Checking and Chase College Checking are not eligible which is a same because who needs it more than high school and college kids.

Chase Bank OfferWhen you open the account you have to use the specific coupon code in the mailer. The bonus is deposited into the account  10 business days after all conditions are met.

To earn the $150 bonus on a Chase Savings Account you have to open a new savings account. Unlike the checking account offer it appears you can already have a Chase Savings account and still be eligible for the bonus.

Other requirements include a deposit of “new money” of $15,000 or more within 10 business days of opening the account. New money is money that isn’t already on deposit at Chase Bank. You also have to maintain a balance of $15,000 or more for more than 90 days.

These offers expire January 12, 2015.

Author: Brian McKay
November 26th, 2014

I was recently going through my mail including that “value pack” mailing which I consider junk mail. I usually just toss that piece of junk mail in the garbage but I decided to go through it to see if there were any coupons on restaurants in my area. Well I didn’t find any coupons but one offer jumped out at me from Chase Bank, a $125 Certificate to open a Chase Total Checking Account.

I just happened to be looking to switch banks and getting a $125 to do so is icing on the cake! This offer ends on February 9, 2013, so you have plenty time to take advantage of the offer. Of course with any cash offers like this there are requirements that have to be meet.

The requirements are not a big deal if you planned to open a checking account anyway and don’t mind dealing with the largest bank in the country. This offer also has a coupon code associated with it and you also have to setup direct deposit to get the $125.

The coupon code on my $125 certificate is: Coupon Code: FX223276EXP7A9LW. You can try using this code or just look in the coupon mailing you receive in the mail. I don’t know if Chase Bank is offering this deal in the entire country or just in certain areas. The bank is so big I wouldn’t be surprised if it’s a national offer.

After you open the checking account you have 60 calendar days to have your first direct deposit posted in the new checking account. Once the first direct deposit is made the $125 will be deposited into the account within 10 business days. Not a bad deal if you’re looking for a new checking account for a direct deposit.

This offer isn’t available for existing Chase Bank customers. This offer also isn’t available to anyone who has closed a Chase account within 90 days for closed an account with a negative account balance.

You also have to keep this account opened for at least 6 months otherwise Chase will deduct the $125 when you close the account. The bonus is considered interested and you will receive a 1099-INT from chase. If you have your own certificate you can take it to a branch location to open the account, of course you can also do it online.

If you don’t have your own certificate try using the coupon code at You can also try using some variation of it which might work. When you’re on under “Chase Total Checking” click on “open now”, then select “I’d like to start a new application”. At that point you will be promoted to enter a coupon code if you have one.

Try the one above and good luck. Again if you’re in the market to open a checking account to setup direct deposit than you might as well earn $125. Otherwise it’s probably not worth the hassle to do so. If you’re just looking for a checking account without setting up direct deposit you can search for the best checking account rates by using our rate table here: Checking Account Rates.

Author: Lisa Graham
December 12th, 2012

Small banks and credit unions are offering deals (including an 11.5% 6 month CD rate) in response to the Bank Transfer Day movement. Although the official transfer day has past some of these financial institutions are still offering deals to entice you to switch your accounts over. 

Whether or not the movement was successful was debatable but according to a survey by Credit Union National Assocation (CUNA), at least 650,000 consumers have joined credit unions within the last four weeks. The CUNA release a report titled “Early reports show Bank Transfer Day success”, which you can read here: Read More.

Below is al ist of some of the offers on Bank Transfer Day:

WV United FCU Offers 11.5% CD Rate

New members who move their account relationships to WV United FCU will be eligible to open a 6-month CD with an APY of 11.5% on balances up to $2,000. To qualify, the new CU member must open a checking or debit account, initiate direct deposit of their paycheck, get a debit card, and move their auto withdrawals or utilize EasyPay bill pay: 11.5% CD Rate Information.

American Heritage FCU Offers Cash Bonus

American Heritage Federal Credit Union is offering new CU members up to $130. New members who open a checking account by 11.30.2011 with direct deposit will earn $50 and an additional $50 for their first bill pay. They will also receive a $25 Independence Check Card reward and $5 e-Statement reward. $130 Offer Information.

Cash Bonus Offer at MidFlorida Credit Union

MidFlorida Credit Union will have free drinks and snacks on 11.05.2011 to celebrate Bank Transfer Day. Additionally, new customers who open a checking account by 11.30.2011 and sign up for direct deposit of at least $500 will receive a $127 cash bonus. $127 Cash Bonus Information.

Co-op Services Offers $105 for Switching

New Co-op Services customers who shred their bank debit card and open a free Co-op Services checking account with direct deposit, e-Statements, and debit card will receive $105. $105 Offer Information.

Author: Robert Till
November 8th, 2011

Citibank is currently offering up to $400 in gift cards when you open a checking account by 10/31/11. You must open a new Citibank checking account in the Citigold or Citibank account package and enroll the new checking account in Citi ThankYou Rewards by 10.31.2011. You must also make one direct deposit and complete one electronic bill payment for two consecutive months.

To qualify for 40,000 ThankYou Points, open a new regular checking account in the Citigold Account Package redeemable for $400 in gift cards. 

To qualify for 20,000 ThankYou Points, open a new regular checking account in The Citibank Account Package and enroll it in Citi ThankYou Rewards, redeemable for $200 in gift cards.

You can take advantage of this deal online here: CitiBank $400 Deal, at your local branch and by phone. To apply by phone, call 1-866-422-0312 and mention code CGEF.

Search and compare the highest CD rates by searching our CD rates list. You can also get the best savings account rates and a list of mortgage rates today from several different lenders.

Author: Brian McKay
September 16th, 2011