Wells Fargo Bank Mortgage Rates

Wells Fargo Bank of California is offering some of the best mortgage rates currently available. The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages.

The current advertised conforming 30 year mortgage rate is 5.125 percent with an annual percentage rate of 5.318 percent. Their 30 year mortgage rate beats the national average 30 year rate which is currently at 5.15 percent. FHA mortgage rates are also advertised at 5.125 percent.

Conforming 15 year mortgage rates and 15 year FHA mortgage rates are advertised at 4.375 percent with an APR of 4.70 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Truss Financial Group
NMLS #2006915
License: 60DBO-149268
5.582%
15-Year Fixed
5.375%
$5,417
Includes 0.868 points for $3,472
Lender Fees: $1,945
$3,242 /mo
Allied Mortgage Group, Inc.
NMLS #1067
5.643%
15-Year Fixed
5.500%
$3,716
Includes 0.929 points for $3,716
Lender Fees: $0
$3,269 /mo
District Lending
NMLS #1835285
5.645%
15-Year Fixed
5.500%
$3,772
Includes 0.943 points for $3,772
Lender Fees: $0
$3,269 /mo
PenFed Credit Union
NMLS #401822
5.661%
15-Year Fixed
5.375%
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.667%
15-Year Fixed
5.490%
$4,616
Includes 0.979 points for $3,916
Lender Fees: $700
$3,267 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
5.674%
15-Year Fixed
5.500%
$4,725
Includes 0.693 points for $2,772
Lender Fees: $1,953
$3,269 /mo
Tomo Mortgage, LLC
NMLS #2059741
5.728%
15-Year Fixed
5.500%
$5,960
Includes 0.990 points for $3,960
Lender Fees: $2,000
$3,269 /mo
Bison State Bank
NMLS #757416
5.746%
15-Year Fixed
5.625%
$3,136
Includes 0.784 points for $3,136
Lender Fees: $0
$3,295 /mo
Cornerstone Capital Lending
NMLS #2627028
5.782%
15-Year Fixed
5.625%
$4,171
Includes 0.720 points for $2,880
Lender Fees: $1,291
$3,295 /mo
Loansteady
NMLS #1701910
5.808%
15-Year Fixed
5.750%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$3,322 /mo
Truss Financial Group
NMLS #2006915
License: 60DBO-149268
6.379%
5-Year ARM
6.250%
$5,449
Includes 0.876 points for $3,504
Lender Fees: $1,945
$2,463 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.505%
5-Year ARM
6.375%
$5,641
Includes 0.922 points for $3,688
Lender Fees: $1,953
$2,496 /mo
District Lending
NMLS #1835285
6.572%
30-Year Fixed
6.500%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,529 /mo
Bison State Bank
NMLS #757416
6.589%
30-Year Fixed
6.500%
$3,696
Includes 0.924 points for $3,696
Lender Fees: $0
$2,529 /mo
District Lending
NMLS #1835285
6.590%
5-Year ARM
6.500%
$3,740
Includes 0.935 points for $3,740
Lender Fees: $0
$2,529 /mo
DECO Mortgage
NMLS #2561451
6.600%
30-Year Fixed
6.490%
$4,655
Includes 0.665 points for $2,660
Lender Fees: $1,995
$2,526 /mo
Truss Financial Group
NMLS #2006915
License: 60DBO-149268
6.618%
30-Year Fixed
6.500%
$4,945
Includes 0.750 points for $3,000
Lender Fees: $1,945
$2,529 /mo
Tomo Mortgage, LLC
NMLS #2059741
6.628%
30-Year Fixed
6.490%
$5,772
Includes 0.943 points for $3,772
Lender Fees: $2,000
$2,526 /mo
Allied Mortgage Group, Inc.
NMLS #1067
6.696%
30-Year Fixed
6.625%
$2,924
Includes 0.731 points for $2,924
Lender Fees: $0
$2,562 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.727%
30-Year Fixed
6.625%
$4,204
Includes 0.876 points for $3,504
Lender Fees: $700
$2,562 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.728%
30-Year Fixed
6.625%
$4,416
Includes 0.772 points for $3,088
Lender Fees: $1,328
$2,562 /mo
Cornerstone Capital Lending
NMLS #2627028
6.729%
30-Year Fixed
6.625%
$4,391
Includes 0.775 points for $3,100
Lender Fees: $1,291
$2,562 /mo
GenNext.Mortgage
NMLS #2326098
License: 60DBO-181478
6.740%
30-Year Fixed
6.625%
$4,941
Includes 0.747 points for $2,988
Lender Fees: $1,953
$2,562 /mo
PenFed Credit Union
NMLS #401822
6.758%
30-Year Fixed
6.625%
$5,495
Includes 0.875 points for $3,500
Lender Fees: $1,995
$2,562 /mo
Loansteady
NMLS #1701910
6.786%
30-Year Fixed
6.750%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$2,595 /mo
Rocket Mortgage
NMLS #3030
6.889%
15-Year Fixed
6.750%
$3,500
Includes 0.875 points for $3,500
Lender Fees: $0
$3,540 /mo
Rocket Mortgage
NMLS #3030
7.602%
30-Year Fixed
7.500%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,797 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current Wells Fargo Mortgage Rates

Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.125% Rate 5.318% APR
  • 30-Year Fixed FHA 5.25% Rate 6.028% APR
  • 15-Year Fixed 4.375% Rate 4.7% APR
  • 5-Year ARM 3.75% Rate 3.519% APR
  • 5-Year ARM FHA 3.75% Rate 3.384% APR

Jumbo Conforming and FHA Mortgage Rates

  • 30-Year Fixed 5.250% Rate 5.390% APR
  • 30-Year Fixed FHA 5.250% Rate 5.971% APR
  • 5-Year ARM 4.125% Rate 3.606% APR

Jumbo Mortgage Rates

  • 30-Year Fixed 5.500% Rate 5.643% APY
  • 5-Year ARM 4.875% Rate 3.883% APY

For current mortgage rates visit wellsfargo.com.

 
Author: Brian McKay
April 8th, 2010

Explore Other Mortgage and Refinance Offers