Today’s Mortgage Rates Lower: 30 Year Mortgage Refinance Rates at 3.43 Percent

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Today's mortgage rates moved lower following the downtrend of the past week. Average 30 year mortgage refinance rates are at 3.43 percent, a decline from Friday's average 30 year mortgage rate of 3.46 percent. Average 30 year mortgage rates have hit another record low today and will make new lows in the coming months. You can already find lenders offering 30 year mortgage interest rates below the averages.

Right now on our 30 year refinance rates list for the state of New Jersey there are several home loan lenders offering 30 year rates below the average with points and without points. First Internet Bank is offering 30 year refinance rates in New Jersey at 3.125 percent with 2 mortgage points. If you are looking for a low refinance rate without having to pay any points Seckel Capital is listed as offering 30 year refinance rates in NJ at 3.25 percent with no points.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.567%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
06/01/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
06/01/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
06/01/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.107%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
06/01/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.025%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
06/01/2020
at 0.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.709%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/01/2020
at 0.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,307
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.777%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
06/01/2020
at 0.000 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $6,000
Put your money where you need it sooner.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Also on our 30 year mortgage rates list in California there are many lenders offering rates below the average. AmericanInterback.com Mortgage Bankers is offering 30 year California refinance rates at an incredibly low rate of 2.75 percent with 2 mortgage points. Wow, can you believe that? A 30 year refinance rate below 3.00 percent. If you rather not pay any points AmericanInterback.com Mortgage Bankers is also offering 30 year refinancing rates at 3.00 percent with no points in CA.

Moving onto our 30 year Texas mortgage rates list we have LenderFi offering 30 year refi rates at 3.00 percent with 1.25 mortgage points. If you don't want to pay points we have Home Finance of America offering 30 year refinance rates in Texas at 3.25 percent with no points.

30 year mortgage refinance rates in Florida can also be found below the national average rate. Right now LenderFi is offering 30 year Florida refinance rates at 3.00 percent with 1.25 mortgage points. Without points we also have Home Finance of America offering 30 year FL refi rates at 3.25 percent with no points.

Average 15 year mortgage rates today are also down from Friday's average mortgage rate and have also hit a record low. Current mortgage rates on 15 year conforming mortgage loans are averaging 2.85 percent, a decline from Friday's average 15 year mortgage rate of 2.88 percent.

On our 15 year mortgage refinance rates list you can also find lenders offering 15 year refinance rates below the average of 2.85 percent. Currently on our 15 year conforming mortgage rates list in Ohio there are many home loan lenders offering rates below the average.

Right now Roundpoint Mortgage Company is offering 15 year refinance rates at 2.50 percent with 2 mortgage points. If you don't want to pay any mortgage points on a home loan Dollar Bank FSB is offering 15 year refinance rates at 2.625 percent with no points.

Other lenders offering 15 year conventional refinance rates below the average in other states include Vandyk Mortgage offering 15 year conventional refi rates in Georgia at 2.50 percent with zero mortgage points. In the state of Illinois Roundpoint Mortgage Company is offering 15 year refi rates at 2.50 percent with 2 points.
 
Author: Brian McKay
October 1st, 2012