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Sofi Mortgage Rates: 30-Year Rate at 5.00%

Sofi mortgage rates are very competitive right now for both their 30-year and 15-year mortgage loans. Sofi mortgage rates today for 30-year loans are at 5.00 percent and current rates for 15-year loans are at 4.125 percent. These mortgage rates at Sofi are quoted with points, 30-year rates are quoted with 1.636 points and the 15-year rate is quoted with 1.953 points.

Sofi Fixed Rate Mortgages

  • 30-Year 5.00%
  • 20-Year 4.625%
  • 15-Year 4.125%
  • 10-Year 4.125%

Sofi Mortgage Features

  • 3% down payment for qualifying first-time homebuyers
  • 5% minimum down payment for all other homebuyers
  • Competitive Mortgage Rates
  • Simple online application
  • $2,000 if Sofi doesn't close your loan on time


Current mortgage rates at Sofi are some of the best mortgage rates available right now. Sofi also makes applying for a home loan really easy by doing it all online or one-on-one with a mortgage loan officer at (833)-408-7634. You can prequalify online in minutes. You can easily compare Sofi's rates with other lender's rates by using our rate tables here: Mortgage Rates Today.

Author: Brian McKay
June 30th, 2022