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Pending Home Sales Strong on Low Mortgage Rates Today

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The National Association of Realtors reported Pending Home Sales posted a strong increase in May, matching the highest level in two years. The NAR's Pending Home Sales Index, which is a forward-looking indicator based on contract signings, rose 5.9 percent to 101.1 in May from 95.5 in April.

Today's mortgage rates are just above record lows and homes are more affordable then they ever have been which is finally enticing home buyers back into the market. Mortgage rates today on 30 year home loans are averaging 2.62 percent and current mortgage rates on 15 year loans are averaging 2.97 percent.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.125%
3.125%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($357)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.325%
1.990%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.284%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $6,136
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.221%
1.990%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $4,977
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.197%
1.875%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 2.375 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $6,975
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.290%
1.990%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 1.750 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $6,500
From the lender: We can close your loan in less than a month!
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.816%
2.750%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $2,565
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.194%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 2.625 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $7,947
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.381%
2.250%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $5,271
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.103%
1.875%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $4,938
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.251%
1.875%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $8,170
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.071%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 2.375 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $6,978
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.905%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.125 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $3,354
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.018%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $3,095
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.790%
2.625%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.381%
2.250%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $2,809
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.341%
2.250%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $1,938
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.246%
2.125%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $2,604
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.130%
2.000%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $2,793
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.203%
2.000%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $4,374
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.875%
2.875%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,646
Fees in APR: ($810)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.700%
2.500%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 1.000 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.138%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 1.000 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $2,976
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.987%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.500 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $5,135
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.642%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.000 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $458
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at -0.500 pts
45 day lock rate
Est payment: $2,778
Fees in APR: ($907)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.125%
2.125%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,778
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.438%
2.125%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 2.750 pts
45 day lock rate
Est payment: $1,536
Fees in APR: $8,837
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.473%
2.250%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.875 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $6,251
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.552%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.625 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,923
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.884%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,744
Fees in APR: $129
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.059%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.125 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $1,007
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.083%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.500 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $4,916
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.912%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $2,385
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.069%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.750 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $2,840
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.081%
2.000%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $2,761
Fees in APR: $1,188
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.279%
2.125%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,536
Fees in APR: $4,323
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.525%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.375 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,173
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.673%
2.625%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 0.500 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $1,317
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.792%
2.750%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $1,143
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.157%
2.100%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,945
Fees in APR: $1,230
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.572%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.500 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $1,994
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.698%
2.625%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 0.625 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $2,004
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.636%
2.500%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 1.250 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $3,777
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.515%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.125 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $3,911
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.607%
2.500%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.000 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $2,964
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.323%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.625 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $2,049
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.375%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,572
Fees in APR: ($189)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.049%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.250 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $1,262
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.819%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,709
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.708%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $3,263
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.940%
2.875%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,535
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.468%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.039%
2.990%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $1,899
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.974%
2.875%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 1.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $3,829
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.838%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 1.125 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,459
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.885%
2.750%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,289
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.898%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,815
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.864%
2.750%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $4,464
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.592%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,639
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.922%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,836
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.322%
3.250%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $2,750
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.140%
3.125%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $565
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.125%
3.125%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($357)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.408%
3.375%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.000%
3.000%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,265
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.909%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,299
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.024%
3.000%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: $906
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.647%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.250 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $849
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.771%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $800
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.650%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,933
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.304%
3.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 1.875 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $6,875
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.506%
2.500%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at -0.250 pts
45 day lock rate
Est payment: $2,001
Fees in APR: $127
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.000%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,931
Fees in APR: ($918)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.500%
2.500%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at -0.375 pts
45 day lock rate
Est payment: $2,001
Fees in APR: ($975)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at -0.375 pts
45 day lock rate
Est payment: $1,948
Fees in APR: ($652)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.375%
2.375%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,983
Fees in APR: ($447)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.250%
2.250%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,966
Fees in APR: ($420)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.297%
2.250%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $999
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.934%
2.875%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.809%
2.750%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.138%
2.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 3.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $10,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.468%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,793
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.531%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 2.125 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $6,225
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.774%
2.625%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 2.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,865
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.773%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,832
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.168%
2.990%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 1.875 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.835%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,305
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.817%
2.625%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $7,602
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.001%
2.750%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.717%
2.500%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,622
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.710%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 2.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $8,358
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.579%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $8,171
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.931%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $1,200
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.




In the Pending Home Sales report Lawrence Yun, NAR chief economist, “The housing market is clearly superior this year compared with the past four years.  The latest increase in home contract signings marks 13 consecutive months of year-over-year gains,” he said.  “Actual closings for existing-home sales have been notably higher since the beginning of the year and we’re on track to see a 9 to 10 percent improvement in total sales for 2012.”

Another positive sign in this report is the national median existing-home price is expected to rise 3.0 percent this year and another 5.7 percent in 2013. We haven't seen any back to back annual gains in home prices since the housing boom several years ago.

You can watch this video on Pending Home Sales and listen to Lawrence Yun talk about the report:



Homes are more affordable since carrying costs are low so these days and home prices have come down as much as 50 percent in some areas over the past six years

There are many lenders out there offering 30 year conforming mortgage rates at 3.50 percent with points. 15 year mortgage rates can be found at low as 2.75 percent with points.

Jumbo mortgage rates are also incredibly low right now. Average fixed 30 year jumbo mortgage rates are at 4.27 percent. I remember just a few years ago during the "Great Recession" you couldn't find a lender offering jumbo loans.

Since the economy is still on shaky ground current mortgage rates today will probably stay at these low levels for the rest of 2012. We'll probably also see rates make new lows if anymore weak economic data is released which probably will happen.

Another factor which could send mortgage interest rates lower is all the debt problems in the European Union. The latest news is Spain's short term borrowing costs reached a record level since the formation of the Euro zone.

As investors flee the Euro and sovereign bonds of the Euro member states they buy dollars and U.S. Treasuries. When Treasury prices move higher, Treasury yields move lower. Lower Treasury yields will mean lower mortgage rates.
 
Author: Brian McKay
June 27th, 2012