New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%

Conforming 30 year home mortgage interest rates and refinance interest rates are averaging 4.80 percent, down slightly from yesterday’s average 30 year mortgage rate and refinance mortgage rate of 4.81 percent. 30 year refinance interest rates and home loan rates Texas are higher averaging 4.89 percent.

15 year conforming loan interest rates and refinance loan rates are averaging 4.12 percent, down from yesterday’s average 15 year conforming mortgage interest rate and 15 year conforming refinancing rate of 4.21 percent. 15 year mortgage interest rates and refi rates in Michigan higher averaging 4.23 percent.

30 year jumbo loan rates and today’s jumbo refinance loan rates are averaging 5.33 percent, down from yesterday’s average rate of 5.42 percent. Current 30 year jumbo home loan rates and jumbo refinance loan interest rates in New York are higher averaging 5.51 percent.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
District Lending
NMLS #1835285
5.707%
15-Year Fixed
5.500%
$5,404
Includes 0.851 points for $3,404
Lender Fees: $2,000
$3,269 /mo
District Lending
NMLS #1835285
6.620%
30-Year Fixed
6.500%
$5,000
Includes 0.750 points for $3,000
Lender Fees: $2,000
$2,529 /mo
Rocket Mortgage
NMLS #3030
6.658%
15-Year Fixed
6.500%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,485 /mo
District Lending
NMLS #1835285
7.132%
5-Year ARM
7.000%
$5,328
Includes 0.832 points for $3,328
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.350%
30-Year Fixed
7.250%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$2,729 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

15 year jumbo refi rates and home mortgage loan rates are averaging 4.76 percent, up from yesterday’s average 15 year jumbo home loan rate and 15 year home loan refinance rate of 4.63 percent. Current 15 year jumbo rates in Georgia are lower averaging 4.61 percent.

 
Author: Brian McKay
January 1st, 2011

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