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New Federal Reserve Rules for Home Mortgage Loans

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new-federal-reserve-rules-for-home-mortgage-loansLast July the Federal Reserve approved final rules regarding home mortgage loans that took effect October 1, 2009. The rules are designed to better protect consumers by facilitating responsible home mortgage lending by banks, mortgage companies and mortgage brokers... something that wasn't done during the go-go years of the housing bubble.

The final rule amends Regulation Z (Truth in Lending) and was adopted under the Home Ownership and Equity Protection Act (HOEPA). New rules include the following:
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/20/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($647)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.899%
3.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.990%
2.990%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at -0.250 pts
45 day lock rate
Est payment: $1,264
Fees in APR: ($211)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.161%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/20/2021
at 3.000 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $8,970
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.691%
2.250%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 2.750 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $9,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.344%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/20/2021
at 2.250 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $7,456
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.726%
2.250%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 3.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $10,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.132%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 2.625 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $8,321
Direct Lender. Billions Funded.
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.259%
2.125%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $5,436
The Nation's Most Referable Lender
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.125%
3.125%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at -0.375 pts
45 day lock rate
Est payment: $1,683
Fees in APR: ($754)
Direct Lender. Billions Funded.
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.155%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/20/2021
at 2.125 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $6,348
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.044%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 2.125 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $6,402
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.569%
2.500%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
06/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $2,745
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.822%
2.500%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 1.875 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.200%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 1.375 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $4,526
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.951%
2.750%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 1.000 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.108%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.750 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $2,328
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.076%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $4,344
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.896%
2.625%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 1.500 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $5,750
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,646
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.233%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $5,025
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.389%
2.125%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $5,692
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.166%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 2.000 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $6,317
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.015%
2.990%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.000 pts
45 day lock rate
Est payment: $1,663
Fees in APR: $677
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.198%
2.125%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.250 pts
45 day lock rate
Est payment: $2,778
Fees in APR: $1,064
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.001%
2.000%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,761
Fees in APR: $12
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,795
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.250%
2.250%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at -0.250 pts
45 day lock rate
Est payment: $2,795
Fees in APR: ($421)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.013%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.625 pts
30 day lock rate
Est payment: $2,744
Fees in APR: $2,025
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.191%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.875 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $2,945
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.207%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 2.125 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $6,740
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.197%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 1.375 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $4,736
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.027%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 1.375 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $4,086
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.710%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 3.000 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $9,353
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.771%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 2.375 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $7,517
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.568%
2.500%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.625 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $1,869
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.950%
2.875%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.500 pts
45 day lock rate
Est payment: $1,646
Fees in APR: $2,057
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.787%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $1,020
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.916%
2.750%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/20/2021
at 0.750 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $3,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
102.565%
101.558%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
06/20/2021
at 1.000 pts
30 day lock rate
Est payment: $25,390
Fees in APR: $2,976
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.896%
2.750%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 1.125 pts
45 day lock rate
Est payment: $1,627
Fees in APR: $4,010
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.460%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $5,892
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.843%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 1.875 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $6,011
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.509%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 1.250 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $3,723
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.626%
2.625%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $27
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.328%
2.250%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/20/2021
at 0.500 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $1,668
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.699%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 1.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,892
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.832%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $3,182
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.818%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,658
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.468%
3.375%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 0.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.739%
3.625%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 1.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.837%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/20/2021
at 1.125 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,408
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.771%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,759
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.905%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $6,070
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.858%
2.750%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/20/2021
at 1.375 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $4,224
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.930%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/20/2021
at 0.750 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $2,118
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.063%
3.000%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/20/2021
at 0.500 pts
45 day lock rate
Est payment: $1,265
Fees in APR: $2,416
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.899%
3.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.990%
2.990%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at -0.250 pts
45 day lock rate
Est payment: $1,264
Fees in APR: ($211)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
3.125%
3.125%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/20/2021
at -0.250 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($897)
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.250%
3.250%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/20/2021
at -0.500 pts
45 day lock rate
Est payment: $1,306
Fees in APR: ($647)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.750%
2.750%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: ($27)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.000%
3.000%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,265
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.908%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,260
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.907%
2.875%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.250 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,232
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.285%
4.250%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,476
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.769%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
06/20/2021
at 1.875 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,664
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.440%
3.250%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.292%
3.250%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
06/20/2021
at -0.125 pts
30 day lock rate
Est payment: $2,109
Fees in APR: $875
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.490%
2.490%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
06/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,999
Fees in APR: ($525)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.375%
2.375%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at -0.250 pts
45 day lock rate
Est payment: $1,983
Fees in APR: ($160)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.250%
2.250%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,966
Fees in APR: ($924)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.350%
2.350%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
06/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,980
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.153%
2.125%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 0.250 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $597
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.505%
2.375%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,983
Fees in APR: $2,782
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.297%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
06/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $1,002
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.304%
2.250%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.250 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $1,160
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.256%
3.250%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
06/20/2021
at -0.375 pts
30 day lock rate
Est payment: $2,109
Fees in APR: $125
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.625%
2.625%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
06/20/2021
at -0.375 pts
45 day lock rate
Est payment: $2,019
Fees in APR: ($356)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.845%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
06/20/2021
at 2.625 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,692
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.653%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $6,063
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.577%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
06/20/2021
at 2.750 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,076
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.372%
3.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 2.750 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $9,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.730%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 2.875 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $9,146
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.128%
2.875%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
06/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.710%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
06/20/2021
at 2.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $8,370
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.248%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
06/20/2021
at 0.750 pts
45 day lock rate
Est payment: $1,948
Fees in APR: $2,645
Direct Lender. Billions Funded.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





  1. On "higher priced mortgage loans," new rules prohibit a mortgage lender from making a mortgage loan without regard to the mortgagee's ability to repay the home loan. Imagine that - the government has to create a rule to insure mortgagors make home mortgage loans that borrowers can repay.

  2. Mortgage creditors have to verify a borrower's income and assets to help determine if the borrower has the ability to repay the mortgage.

  3. Prepayment penalties are banned if the mortgage payment can change in the initial four years of the loan.  For other higher-priced mortage loans, a prepayment penalty period cannot last for more than two years.

  4. Starting sometime in 2010, mortgage creditors have to establish escrow accounts for property taxes and home owner's insurance for all first-lien mortgage loans.


Other rules that govern a home mortgage loan that is secured by a borrower's principal home of any loan amount include the following:

  1. Mortgage lending institutions and mortgage brokers are prohibited from having a real estate appraiser misstate a home's value. This is another basic home mortgage principle that was blatantly ignored during the housing bubble.

  2. Companies that service home mortgage loans are not allow to engage in certain practices, such as pyramiding late fees. Also, mortgage services are required to credit a mortgage payment as of the date they receive the payment. They also have to provide a mortgage payoff statement within a reasonable time.

  3. Mortgage creditors must provide a good faith estimate of loan costs within three days after a consumer applies for any home mortgage secured by a consumer's principal dwelling. This includes a schedule of payments, a home improvement loan or a mortgage refinance. Early cost estimates were already required for mortgages on a home purchase.

  4. Mortgagees cannot be charged any fees until after they receive the early disclosures, except a reasonable fee for obtaining the borrower's credit history.


New mortgage rate advertising standards include additional information about mortgage rates and monthly mortgage payments.  The final rule also bans seven deceptive or misleading advertising practices, including representing that a mortgage rate or mortgage payment is "fixed" when it can change.
 
Author: Brian McKay
October 6th, 2009