Mortgage Refinance: 30 Year Mortgage Refinance Rates at 4.91%, 15 Year Mortgage Refinance Rates at 4.32%

mortgage-refinance-30-year-mortgage-refinance-rates-at-491-15-year-mortgage-refinance-rates-at-432Mortgage refinance rates continue to drift down this week. 30 year mortgage refinance rates are down to 4.91 percent, down from an average 30 year refinance rate of 4.95 percent earlier this week. 15 year mortgage refinance rates are also lower this week.  The average rate on a 15 year mortgage refinance loan is down to averaging 4.32%, down from a rate of 4.35 percent earlier this week.

30 year jumbo refinance rates haven't moved all week. The average 30 year jumbo refinance rate is unchanged at 5.57 percent. The average 15 year jumbo refinance rate was lower this week over last but hasn't changed since Tuesday. 15 year jumbo mortgage refi rates are still averaging 4.97%.

Looking for refinance rates? Use our rate tables to find the best mortgage refinance  rates. MortgageRates.MonitorBankRates.com.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Bison State Bank
NMLS #757416
5.528%
15-Year Fixed
5.375%
$3,988
Includes 0.997 points for $3,988
Lender Fees: $0
$3,242 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.539%
15-Year Fixed
5.375%
$4,284
Includes 0.896 points for $3,584
Lender Fees: $700
$3,242 /mo
Loansteady
NMLS #1701910
5.547%
15-Year Fixed
5.375%
$4,490
Includes 0.750 points for $3,000
Lender Fees: $1,490
$3,242 /mo
New American Funding, LLC.
NMLS #6606
5.762%
15-Year Fixed
5.625%
$3,548
Includes 0.887 points for $3,548
Lender Fees: $0
$3,295 /mo
Bison State Bank
NMLS #757416
6.551%
30-Year Fixed
6.490%
$2,524
Includes 0.631 points for $2,524
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.580%
30-Year Fixed
6.490%
$3,772
Includes 0.768 points for $3,072
Lender Fees: $700
$2,526 /mo
PenFed Credit Union
NMLS #401822
6.644%
30-Year Fixed
6.500%
$5,995
Includes 1.000 points for $4,000
Lender Fees: $1,995
$2,529 /mo
Loansteady
NMLS #1701910
6.661%
30-Year Fixed
6.625%
$1,490
Includes 0.000 points for $0
Lender Fees: $1,490
$2,562 /mo
HSBC Bank USA, N.A.
NMLS #399799
6.708%
30-Year Fixed
6.625%
$3,608
Includes 0.570 points for $2,280
Lender Fees: $1,328
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.719%
30-Year Fixed
6.625%
$3,892
Includes 0.973 points for $3,892
Lender Fees: $0
$2,562 /mo
PenFed Credit Union
NMLS #401822
7.577%
15-Year Fixed
7.375%
$4,995
Includes 0.750 points for $3,000
Lender Fees: $1,995
$3,680 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Refinance Mortgage Rates

Adjustable Mortgage Refinance Rates – Conforming Loans

Current 1 year adjustable refinance loan rates are averaging 4.48%, up from Tuesday when 1 year loan refinance rates averaged 4.40%.

Today's 3 year adjustable refi rates are averaging 4.49%, a decrease from the average 3 year refinance rate of 4.51 percent on Tuesday.

The average 5 year adjustable refinance interest rate is at 3.85%, down from mortgage refinance loan rate of 3.97% on Tuesday.

The average 7 year conforming mortgage loan refinance rate is at 4.36%, a decrease from Tuesday's average refinance home mortgage rate of 4.42%.

The average 10 year refinance mortgage loan rates is at 4.68%, down from Tuesday's average refinance credit rate of 4.82%.

Jumbo Refinance Mortgage Rates

The average 1 year jumbo adjustable home mortgage refinance rate is at 5.59%, unchanged from last week’s average refinance mortgage rate.

3 year jumbo adjustable home loan refinance rates are averaging 5.11%, down from Tuesday's average adjustable home mortgage refinance rate of 5.14%.

The average 5 year jumbo refinance interest rate is at 4.51%, down from Tuesday's average mortgage loan refinance rate of 4.63%.

Current 7 year jumbo refinance home loan rates are averaging 5.28%, a decrease from Tuesday's average refinance home loan rate of 5.34%.

10 year home refinance loan rates currently averaging 5.66%, down from Tuesday's average 10 year mortgage rate refinance rate of 5.81%.

Looking into refinancing your mortgage: Use our refinance rate tables to find the best refinance rates: MortgageRates.MonitorBankRates.com.

 
Author: Brian McKay
March 19th, 2010

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