Mortgage Rates Report: Weekly Average Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.58%

Current mortgage rates are mixed this week over last. 30 year conforming mortgage rates are averaging 4.58%, a slight decline from last week's average mortgage rate of 4.59%. Today's 15 year conforming mortgage rates are averaging 3.68%, down from the previous week's average 15 year mortgage rate of 3.70%.

Compare today's mortgage rates by searching our mortgage rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates today are averaging 5.02%, a decrease from the prior week's average 30 year jumbo mortgage rate of 5.05%. 15 year jumbo mortgage rates are averaging 4.20%, down from last week's average 15 year jumbo rate of 4.31%.

Loan Term
Lender
APR / Rate
Fees / Points
Payment
Equity Capital Home Loans
NMLS #1689962
License: 02053435
5.524%
15-Year Fixed
5.375%
$3,904
Includes 0.976 points for $3,904
Lender Fees: $0
$3,242 /mo
District Lending
NMLS #1835285
5.604%
15-Year Fixed
5.375%
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
Pure Rate Mortgage
NMLS #2578474
5.662%
15-Year Fixed
5.500%
$4,218
Includes 0.792 points for $3,168
Lender Fees: $1,050
$3,269 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
5.794%
15-Year Fixed
5.625%
$4,392
Includes 0.923 points for $3,692
Lender Fees: $700
$3,295 /mo
New American Funding, LLC.
NMLS #6606
6.132%
15-Year Fixed
5.990%
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
Pure Rate Mortgage
NMLS #2578474
6.479%
30-Year Fixed
6.375%
$4,350
Includes 0.825 points for $3,300
Lender Fees: $1,050
$2,496 /mo
District Lending
NMLS #1835285
6.482%
30-Year Fixed
6.375%
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
Equity Capital Home Loans
NMLS #1689962
License: 02053435
6.545%
30-Year Fixed
6.490%
$2,296
Includes 0.574 points for $2,296
Lender Fees: $0
$2,526 /mo
Mutual of Omaha Mortgage, Inc.
NMLS #1025894
6.706%
30-Year Fixed
6.625%
$3,332
Includes 0.658 points for $2,632
Lender Fees: $700
$2,562 /mo
New American Funding, LLC.
NMLS #6606
6.833%
30-Year Fixed
6.740%
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
Rocket Mortgage
NMLS #3030
7.035%
15-Year Fixed
6.875%
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
District Lending
NMLS #1835285
7.143%
5-Year ARM
7.000%
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rocket Mortgage
NMLS #3030
7.200%
30-Year Fixed
7.125%
$3,000
Includes 0.750 points for $3,000
Lender Fees: $0
$2,695 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates

Current Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates are averaging 3.66%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 2.89%, down from last week’s average 3 year adjustable mortgage rate of 3.03%.

5 year adjustable mortgages are averaging 3.39%, up from the prior week’s average rate of 3.19%.

7 year adjustable mortgage rates are averaging 3.43%, down from the previous week’s average 7 year loan rate of 3.53%.

10 year adjustable mortgage rates are averaging 3.91%, down from last week’s average 10 year adjustable rate of 3.97%.

Adjustable Jumbo Mortgage Rates Today

1 year jumbo adjustable mortgage rates are averaging 3.12 %, down from last week's average adjustable jumbo mortgage rate of 4.05%.

3 year adjustable jumbo rates are averaging higher at 3.38%, down from last week’s average 3 year jumbo adjustable rate of 3.58%.

5 year adjustable jumbo rates today are averaging 3.43%, an increase from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.33%, down from last week’s average 7 year adjustable home loan rate of 3.53%.

10 year jumbo loan rates are averaging 4.52%, up from the prior week’s average 10 year jumbo home loan rate of 4.47%. 

Current Conforming Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates are averaging 3.05%, down from last week’s average interest only mortgage loan rate of 3.17%.

5 year IO adjustable loan rates are averaging 3.19%, down last week’s average five year interest only mortgage loan rate of 3.25%.

7 year interest only adjustable mortgage loan rates are averaging 3.56%, down from last week’s average 7 year interest-only mortgage interest rate of 3.63%. 

Interest Only Jumbo Mortgage Rates Currently

3 year jumbo interest only adjustable loan rates are averaging 3.93%, a decline from last week’s average jumbo adjustable interest only rate of 4.08%.

5 year adjustable jumbo interest only rates are averaging 3.65%, down from last week’s average IO home mortgage interest rate of 3.79%.

7 year jumbo interest only adjustable rates are averaging 4.07%, down from last week’s average jumbo 7 year home loan rate of 4.18%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.98%, up  from the prior week’s average home equity loan rate of 6.87%.

HELOC Rates Today

Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.

 
Author: Brian McKay
July 18th, 2011

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