Average Mortgage Rates Mixed This Week
Average mortgage rates are mixed this week. 30 year rates moved higher and 15 year rates moved lower. 30 year conforming rates are averaging 3.70 percent, up from the prior week's average rate of 3.66 percent. 15 year rates are averaging 2.79 percent, down 1 basis point from last week's average of 2.80 percent.
The lowest 30 year rate available in our rate database for California is at 3.125 percent with points. AimLoan is offering the 3.125 percent rate with 1.10 points and American Interbanc Mortgage with 0.10 points. The lowest 30 year rate without points is at 3.375 percent from Empire America.
The best 15 year mortgage rate available in our database for the state of Texas is from AimLoan at 2.375 percent with 1.10 points. The best 15 year rate without points is also from AimLoan at 2.625 percent.
You can search for mortgage rates and refinance rates in the state you live in by using our rate tables here: Mortgage Rates Today.
Average 30 year jumbo mortgage rates are also slightly higher today at 4.06 percent, an increase from the prior week's average of 4.04 percent. Average 15 year jumbo mortgage rates are at 4.14 percent, down from last week's average rate of 4.16 percent.
The best 30 year jumbo rates available in our database for New Jersey are at 3.25 percent with 1.10 points from eRates Mortgage. The best 30 year jumbo rate in NJ without points is from TD Bank at 3.50 percent.
5 year conforming adjustable mortgage rates are unchanged this week, averaging 3.19 percent. The lowest 5 year adjustable rate available in the database for Florida is from AimLoan at 2.125 percent with 1.10 points. The lowest 5 year rate without points is at 2.45 percent from Third Federal Savings and Loan.
Average 5 year jumbo adjustable mortgage rates are averaging 3.88 percent, down 1 basis point from last week's average rate of 3.89 percent. The lowest 5 year jumbo adjustable rate in our database for New York is from Teachers Federal Credit Union at 2.125 percent with no points.
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